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Increasing your mortgage

Find out how it works

If you’re planning to renovate your home or make it more sustainable, or you need extra money for a major outlay, increasing your mortgage could offer the solution. Take a look at the different options and calculate your increase with our handy calculation tool.

Calculate your increase

Use our handy tool to work out whether you can increase your mortgage. You can easily adjust amounts in your personal environment to see how it affects your monthly payment. We are always there to help you via live chat or Direct Video Banking.

Increase your mortgage in 5 steps

  1. Calculate your options

    Log in to Internet Banking to view your mortgage details. That way, you will know in minutes: 

    • whether your personal situation allows you to increase your mortgage;
    • what your new monthly outgoings will be;
    • what it will cost to increase your mortgage. 
    If you don’t have Internet Banking access, make an appointment to increase your mortgage.
  2. Start your application

    If you want to increase your mortgage, there are two ways to do this: 

    • Increase it yourself You can ask for help at any time via chat or Direct Video Banking. NOTE! If you decide to arrange the increase yourself, you will need to complete the knowledge and experience test
    • Mortgage advice During the consultation, you and an adviser discuss how to keep your mortgage affordable and how the risks of occupational disability, unemployment and death affect your mortgage costs.
  3. Prepare for your appointment

    Upload the required documents to your personal environment. That will ensure you are well prepared, and the adviser will be able to process your application. 

    If you’ve decided to increase your mortgage yourself, as well as uploading your documents, you will also have to take the knowledge and experience test in the personal environment. If you get stuck, we are always there to help you via live chat or Direct Video Banking.

  4. Discuss your application

    If you’ve decided to increase your mortgage yourself, make your appointment after taking the knowledge and experience test. The next step is to go through the application with the adviser via Direct Video Banking, but you are not given any advice. After that, you will receive an offer. If you have opted to take advice on increasing your mortgage, an adviser will go through the advice report with you. After that, you will receive an offer.

  5. Sign your offer

    Once the application is complete, you sign the offer. You will receive the funds in 3 to 5 working days.

Increasing your mortgage with an adviser

  • Appointment with an adviser via Video Banking
  • The adviser helps you put your mortgage together
  • The adviser highlights the characteristics and any risks
  • The adviser explains the advice report to you
  • Advice and handling fees from: € 2,025

Increase your mortgage yourself

  • Assistance via Video Banking
  • Put your own mortgage together
  • You know all about the characteristics and risks
  • No personal mortgage advice
  • Handling fees from: € 725

More about increasing your mortgage

Reasons for taking out a mortgage from ABN AMRO

Stay on top of your mortgage

Track your mortgage on Internet Banking or in the ABN AMRO app. It’s secure and easy.

Make changes to your mortgage yourself

From changing the interest rate to making additional repayments. Making changes to your mortgage couldn’t be easier. You can do it yourself online.

Videoconferencing with an adviser

Video Banking makes it easy. Simply use your computer, smartphone or laptop.

Mortgage self service