Interest rate discount for energy-efficient homes

If you already have a mortgage with us and your home is eligible for the sustainability discount, you can only get the discount at the following times:

• When your mortgage interest rate is changed
• When you change your fixed-rate period early.
• When you convert your mortgage interest rate from variable to fixed.

The sustainability discount will then be effective only during the term of the next fixed-rate period. As soon as this fixed-rate period ends, the discount will cease to apply, as it only applies for a single fixed-rate period.

• The sustainability discount applies to ABN AMRO’s Woning Hypotheek and Budget Hypotheek mortgages.
• The sustainability discount applies to fixed-rate periods of between 1 and 30 years.
• The sustainability discount applies to all rate categories
• The sustainability discount also applies to National Mortgage Guarantee-backed mortgages
• If you apply for a mortgage increase during the fixed-rate period, the sustainability discount will only apply to the amount by which the loan is increased. Pre-existing loan components will remain unchanged during the fixed-rate period.
• If you implement energy-efficiency measures at your home and you finance the costs under your mortgage, you may be eligible for the discount if an official EPA adviser compiles a report specifying that your home has an Energy Index between 0 and 0.7. Ask your adviser about the terms and conditions.

• If the home does not comply with the EPC norm of 0.4 or lower, or if the home does not have an energy index of between 0 and 0.7.
• If you have a variable interest rate or use the Euribor interest rate.
• If you already have a staff discount or are covered by a group staff scheme.