Annuity mortgage
Calculate your annuity mortgage
What is an annuity mortgage?
The annuity mortgage is one of the most frequently selected mortgage types. This is because the fixed monthly payment gives you the peace of mind of knowing that your loan will have been repaid by the end of the term. Calculate now how much you can borrow on a mortgage or read on to find out more about the annuity mortgage.
Annuity mortgages explained
With an ABN AMRO annuity mortgage, you repay part of the loan each month. That way, you can be sure that you are repaying the mortgage in full. At the beginning of your mortgage term, your repayment is smaller and you pay more interest. The opposite applies later on. This type of mortgage usually entitles you to the mortgage interest tax deduction.
Features of the annuity mortgage
Fixed monthly payment
You pay a fixed amount each month. In the beginning, this amount mainly consists of interest, with a small repayment component. The opposite applies later on.
Mortgage interest tax deduction possible
If you use the mortgage to purchase, renovate and/or improve your home, the mortgage interest is tax-deductible for up to 30 years.
Peace of mind about full repayment
By the end of the term, the entire mortgage will have been paid off. That gives you peace of mind as you won’t have any debt left at the end of the mortgage term.
Interest rates
Frequently Asked Questions about annuity mortgages
Reasons for taking out a mortgage from ABN AMRO
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Service in English
The whole process and mortgage application are in English, with English-speaking mortgage advisers.