Linear mortgage
Decreasing monthly payments
What is a linear mortgage?
The linear mortgage is a simple type of mortgage. You repay a fixed amount each month and the mortgage is repaid in full at the end of the term. Calculate now how much you can borrow on a mortgage or read on to find out more about the linear mortgage.
Linear mortgages explained
With an ABN AMRO linear mortgage, you repay the same amount each month. This means that your debt decreases more quickly and you pay less interest over the entire term. If you want to have money left over in the future, the decreasing monthly payment can be attractive. This type of mortgage also usually entitles you to the mortgage interest tax deduction.
Linear mortgage features
Decreasing monthly payment
Every month, you pay off part of your loan. Your debt will therefore decrease, so that you have money left over in the future for things like putting your children through university or your pension.
Mortgage interest tax deduction possible
If you use the mortgage to purchase, renovate and/or improve your home, the mortgage interest is tax-deductible for up to 30 years.
Peace of mind about full repayment
By the end of the term, the entire mortgage will have been paid off. That gives you peace of mind as you won’t have any debt left at the end of the mortgage term.
Interest rates
Frequently Asked Questions about linear mortgages
Reasons for taking out a mortgage from ABN AMRO
Support from A to Z
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Service in English
The whole process and mortgage application are in English, with English-speaking mortgage advisers.