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Linear mortgage

Decreasing monthly payments

The linear mortgage is a simple type of mortgage. You repay a fixed amount each month and the mortgage is repaid in full at the end of the term. Calculate now how much you can borrow on a mortgage or read on to find out more about the linear mortgage.

Linear mortgages explained

With an ABN AMRO linear mortgage, you repay the same amount each month. This means that your debt decreases more quickly and you pay less interest over the entire term. If you want to have money left over in the future, the decreasing monthly payment can be attractive. This type of mortgage also usually entitles you to the mortgage interest tax deduction.

Linear mortgage features

Calendar

Decreasing monthly payment

Every month, you pay off part of your loan. Your debt will therefore decrease, so that you have money left over in the future for things like putting your children through university or your pension.

Mortgage interest tax deduction possible

If you use the mortgage to purchase, renovate and/or improve your home, the mortgage interest is tax-deductible for up to 30 years.

Peace of mind about full repayment

By the end of the term, the entire mortgage will have been paid off. That gives you peace of mind as you won’t have any debt left at the end of the mortgage term.

Interest rates

Frequently Asked Questions

Reasons for taking out a mortgage from ABN AMRO

Support from A to Z

A personal mortgage adviser: from the early stages of your house hunt until the mortgage has been secured.

25 years’ experience

Dutch mortgage market leader and expert in expats.

Service in English

The whole process and mortgage application are in English, with English-speaking mortgage advisers.

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