Compile your own legal expenses insurance policy

You decide what is insured

Legal expenses insurance covers you for the costs of getting legal advice and assistance, like when you need a lawyer to help you settle a dispute.

 

Compile a policy that fits your needs

With the legal expenses insurance, you select the cover yourself to suit your personal situation.

No waiting period

When you apply for ABN AMRO legal expenses insurance, you are immediately covered for legal assistance in any future disputes. However, no cover is provided for disputes that had already arisen when you took out the insurance.

You can select from among the modules below:

Most popular: Traffic

Worldwide cover for legal assistance and advice for disputes concerning road traffic. For example:

  • a dispute about a traffic situation in which someone else's mistake causes you damage or bodily injury
  • a situation in which you are accused of having made a mistake on the road and are sued for wrongful death or injury
  • the government revokes or suspends your driving licence and/or seizes your vehicle

Consumers and home

Consumer

You are insured for the costs of legal advice and assistance in the event of:

  • a dispute following the purchase of products and services, including online purchases
  • a dispute with a business about warranty for and repairs of products and services supplied
  • someone causing you bodily injury or damaging your property

As a consumer, you are insured in the European Union, Norway and Switzerland.

Home

You are insured for the costs of legal advice and assistance in the event of a dispute:

  • with your neighbours about the location of a fence or about noise
  • with the local authorities about your home, e.g. concerning planning permission, or a zoning plan you want changed
  • about the purchase, rental, construction or renovation of a home or holiday home

The insurance does not cover disputes concerning the rental of your home or holiday home.

As a consumer, you are insured in the European Union, Norway and Switzerland.

Health, family and divorce mediation

Health and family

You are covered for legal advice and assistance when dealing with, for example, a dispute:

  • following a medical error
  • concerning an inheritance

You are insured in the European Union, Norway and Switzerland.

Divorce mediation

Your cover includes mediation, meaning advice for both parties on and practical help with:

  • documenting agreements about financial, legal and practical matters
  • drawing up a divorce settlement

The insurance only provides cover if you took out this module at least 3 years ago and you are married to or have a registered partnership with the other party.

You are insured in the European Union, Norway and Switzerland.

Work and income

You are covered for legal advice and assistance when dealing with, for example:

  • a wage dispute, about your salary or holiday pay for example
  • an employment contract dispute, such as if you are being forced to cut your hours, do other work, or work at a different location. This applies even if you are the director under the articles of association
  • a dispute following a complaint or impending disciplinary or criminal proceedings against you involving your current work or former employment

You are insured in the European Union, Norway and Switzerland.

If you are self-employed (e.g. freelancer, independent contractor), conflicts with a client are not covered.

Pension and social security

Your cover includes legal assistance and advice regarding disputes about your benefits, or your pension.

  • with your current or previous employer and/or an implementing body about your pension
  • about benefits payable under social insurance laws, e.g. a dispute with Sociale Verzekeringsbank (SVB) (the agency that pays your state pension)
  • concerning a student grant/loan
  • in connection with your role as an unpaid committee member of an association or club

Please note that you cannot select both ‘pensions and social security’ and ‘work and income’: you will need to select just one of these two modules. ‘Work and income’ already covers pensions and social security.

You are insured in the European Union, Norway and Switzerland.

Taxes and assets

Your cover includes legal advice and assistance in disputes about tax assessments, assets, investment insurance and investments. This applies to transactions brokered by an officially recognised body in the Netherlands.

U bent onder andere verzekerd bij conflicten:

  • the purchase, sale and management of bonds and savings deposits
  • investment insurance
  • your home or holiday home in the European Union, Norway and Switzerland

The insurance does not cover disputes about the rental of your home or holiday home.