Javascript is required

The Direct Claims Settlement (DCS)

Easy and rapid car damage settlement with your own insurer

Someone damaged your car? With the Direct Claims Settlement (DCS), you report the damage to your car to your own insurer. This saves you a lot of time and hassle.

Report damage quickly and easily

Has someone else damaged your car and do you have a Third-Party Liability Cover or Third-Party Liability + Limited Cover with ABN AMRO Verzekeringen? We will be happy to help you settle the car damage. You simply report the damage to us and we assess whether the damage qualifies for DCS. If that's the case, we will take care of the rest. We will contact the liable party's insurer on your behalf and submit the claim for damages. We will compensate you for the damage straight away.

Advantages

The Direct Claims Settlement has several advantages for you:

  • You report damage to your own trusted insurer
  • Claims are settled faster and easier by us
  • You do not need to talk to the liable party

The Direct Claims Settlement scheme is not mandatory. You can still submit a claim to your legal expenses insurer or the liable party's insurer.

When does the Direct Claims Settlement apply?

The Direct Claims Settlement applies:

  • In the event of a collision involving a passenger car, insured on a private policy, with another motor vehicle
  • If the driver of the other motor vehicle is fully or partially liable for the collision
  • If both the passenger car and the other motor vehicle have a Dutch registration number registered with RDW (National Vehicle and Driving Licence Registration Authority)

The Direct Claims Settlement does not apply:

  • In the event of injury and death
  • If the liable party is unknown or uninsured
  • If it is unclear who is liable for the damage
  • If you do not have a valid Civil Liability (Motor Vehicles) Act insurance policy (WAM)
  • In the event of damage caused by the use of alcohol, drugs, medicines or other substances affecting the ability to drive, fraud or if the driver is not allowed to drive

Frequently Asked Questions

More information