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Payments abroad: checklist

Heading abroad? It is a good idea to find out how you should make your payments there. Maybe the country you are travelling to only accepts cash payments, or maybe credit cards are the norm. Use our handy checklist to ensure you're well-prepared for your trip.

  1. Check your payment profile

    Your debit card is set to the Europe payment profile by default. Before you leave to go abroad, check whether you need to set your payment profile to World. You also need to use the World profile for some European countries. Consider temporarily adjusting your payment limit too. You can make both changes through the ABN AMRO app or Internet Banking via 'Self service'.

  2. Check if your Maestro debit card is accepted

    Your Maestro debit card might not be accepted everywhere in the world. This can happen in places like:

    • The United Kingdom
    • Australia
    • The United States
    • Portugal
    • India
    • Qatar
    • Abu Dhabi 

    Unfortunately, ABN AMRO can't influence this. We suggest contacting a local bank, travel agency, or embassy to check if your card will work there. It's always wise to carry an alternative payment method, such as a credit card.

  3. Got a credit card?

    It's useful to take both a credit card and your debit card when travelling abroad. Credit cards are accepted in more shops and restaurants than debit cards. If you want to hire a car abroad, you will need a credit card. If you pay for your trip using your credit card, you will usually get free insurance against delays to your luggage and flights.

  4. Check the currency and exchange rate

    Travelling to a non-EU country? You can't use euros like in the Netherlands; you'll need the local currency. Check the currency and exchange rate before you go to avoid any surprises. Keep in mind that exchange rates change daily. Discover all you need to know about foreign money, currencies, and exchange rates.

  5. Taking cash abroad

    If you're going to be travelling outside of Europe, it may be useful to take a small amount of cash with you. You can change your money in advance at a bureau de change.

Download the ABN AMRO app

Get the ABN AMRO app to manage your banking on the go. You can block your debit card, transfer cash, or change your payment limit with ease.

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Frequently Asked Questions

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