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Credit transfer processing times

If you have transferred funds (via a credit transfer) to someone or someone has transferred funds to you, you can find out how long it will take for the money to reach the relevant account.

First check whether you wish to transfer funds to a SEPA country. If so, you can find out the processing time faster

Type of credit transferTime of debitTime of credit
Between ABN AMRO accountsUsually immediately, even on a holiday or at the weekendUsually immediately, even on a holiday or at the weekend
Between accounts held at different Dutch banksUsually immediately, even on a holiday or at the weekendUsually immediately, if this is supported by the recipient's bank's payment system*
In euro between accounts held at different banks within SEPAUsually immediately, even on a holiday or at the weekendUsually immediately, if this is supported by the recipient bank's payment system*
In a foreign currency to an account within SEPAThe next working dayWithin 3 to 5 working days
In euro or in a foreign currency to an account outside of SEPAThe next working dayWithin 3 to 5 working days
Urgent credit transfers between accounts held at different banks within the NetherlandsTransferred before 7am - the same day at 9am
Transferred after 7am - immediately
Transferred on a holiday or at the weekend - the following workday
Transferred before 4.30pm - the same day
Transferred after 4.30pm, at the weekend or on a holiday - the following working day

More information on urgent transfers.

* Otherwise, you will see ‘With the recipient: within 1 working day’.

Self-service