
Super-fast payments
Instant payments in online banking
Are you buying or selling something online, like second-hand furniture or clothes? Usually, the money is in your account within 5 seconds, anytime and anywhere. This includes evenings, weekends, and holidays. These fast and safe instant payments are completely free for you.

Already making super-fast payments?
Most transfers are already made instantly. This is possible if the bank you’re transferring funds to is also participating. Most Dutch banks are already participating in super-fast payments, as are just over half of European ones. No action whatsoever is required on your part. If just before sending your transfer you see the text ‘With the recipient: Immediately’, you know that you’re making a super-fast payment. Otherwise, you’ll see ‘Within 1 working day’.
Instant certainty
If you want to make an instant payment, you'll be able to see whether the money will instantly reach the recipient even before making the transfer.
Transferring funds 24/7
You will be able to instantly transfer and receive funds year-round.
Making sure
After transferring the money, you will receive a confirmation in a matter of seconds stating that the money has reached the recipient.

Instant payments not always possible
Unfortunately, not all payments can be made super-fast, including:
- an iDEAL payment;
- a transfer to an account outside the SEPA area;
- a transfer to a bank not yet participating;
- a transfer of more than € 100,000 to a bank outside the Netherlands.

Urgent credit transfer: what you need to know
Do you need to transfer money quickly? Sometimes banks do not support instant payments yet. In that case, you can choose an urgent transfer in Internet Banking. This is only possible online. You pay extra costs for an urgent credit transfer. This also applies if you urgently send money to a foreign account. Check the fees.
Are you transferring money to an ABN AMRO account? Then an urgent credit transfer is not necessary. The money is available in the account immediately.