U bent succesvol uitgelogd.

Pregnant woman and man sitting behind laptop

Additional mortgage repayments explained

Additional mortgage repayments online are quick and easy

It may be beneficial to make additional repayments on your mortgage. Possible benefits include a lower monthly payment, shorter mortgage term, and less mortgage debt. Do it yourself in My Mortgage on Internet Banking or in the ABN AMRO app. You will get instant confirmation of your new monthly payment and the fees involved. Read on to find out how.

Making additional mortgage repayments

  1. Log in

    • Log in to Internet Banking or your ABN AMRO app
    • This will display a summary of your products
    • Select your mortgage
  2. Give it a try

    Internet Banking
    • Click the ‘additional repayment’ link on Internet Banking
    • Choose the loan part for which you want to make an additional repayment. If one of your loan parts is greyed out, you cannot make additional repayments towards this loan part on Internet Banking. If you still want to make an additional repayment towards this loan part, please get in touch with us
    • You can try out what is most advantageous for you for each loan part and repayment amount

    Mobile Banking

    • In the ABN AMRO app, click ‘Self-service’ and then your ABN AMRO mortgage
    • Click ‘Change mortgage’ at the bottom of the page
    • Choose the loan part for which you want to make an additional repayment
    • Now click the pencil icon next to ‘Loan part details’
    • Next, select ‘Additional repayment’
    • You can try out for each loan part what is most advantageous for you
  3. Sign

    • Take some time to consider your decision and to review the information
    • When you have made your choice, check the order confirmation with the summary
    • Your additional mortgage repayment will only be submitted after you have signed the order with your e.dentifier. As soon as you have signed, we will immediately debit the amount from your account

    You can make additional repayments for multiple loan parts at the same time. If your account balance is insufficient, the additional repayment will not be made.  

    If you action your request before 11.59 pm on the 26th of the month, your mortgage loan amount and monthly payment will be updated on the 1st working day of the following month. If you action the payment later, your mortgage loan amount and monthly payment will be updated on the 1st working day of the month after that. If this results in temporarily be paying too much interest, we will, of course, refund overpaid interest. We will then proceed to deduct the overpaid interest from your new mortgage loan amount.

  4. Confirmation

    You can download the confirmation. Please note! This confirmation will only be shown only once.


Payable fees

In some cases, additional repayments are subject to a fee. This is what we refer to as an early repayment fee. Check Internet Banking or the ABN AMRO app to see the maximum additional repayment you can make without incurring a fee. If your additional repayment is subject to a fee, we will calculate it before you submit the order. You can view the specification and explanation before continuing.

Mortgage types that allow additional repayments

You can only make additional repayments on Internet Banking for interest-only, annuity or linear mortgages. If you want to make additional repayments for another type of mortgage, please contact us.

Reasons for taking out a mortgage from ABN AMRO

Stay on top of your mortgage

Track your mortgage on Internet Banking or in the ABN AMRO app. It’s secure and easy.

Make changes to your mortgage yourself

From changing the interest rate to making additional repayments. Making changes to your mortgage couldn’t be easier. You can do it yourself online .

Videoconferencing with an adviser

Video Banking makes it easy. Simply use your computer, smartphone or laptop.