Choose the mortgage interest rate that’s right for you
Discover your options
Do you want lower monthly expenses? More financial security? Or swap your variable interest rate to a fixed rate? You can change your mortgage interest quickly and easily in Internet Banking or the ABN AMRO app.
Do-it-yourself mortgage: what changes can you make?
Change the interest rate
When your fixed-rate period expires, you can choose a new type of interest. Do you want the security of a fixed interest rate, or would you rather choose a variable interest rate, which is often lower but can change every month?
Choosing a new mortgage interest rate
When your fixed-rate period is about to end, you could take that opportunity to take a fresh look at the type of interest rate you have. Do you like the certainty of a fixed rate of interest? Or would you prefer a variable interest rate, which could be low, but could also change on a monthly basis?
Change the mortgage type
Your situation and requirements can change, so be sure to change your type of mortgage to suit your new situation. For example, you could convert your interest-only mortgage into an annuity or linear mortgage.
Additional repayments
Once your fixed-rate period has expired, you can repay your mortgage without being charged a fee. If yours is an interest-only mortgage, you will pay off the remaining mortgage loan in a single lump-sum payment at the end of the term. That said, you can also start making additional repayments now to lower your debt.
Refinancing a mortgage with ABN AMRO
If you’re approaching the end of your fixed-rate period and have a mortgage with a different provider, you can switch to ABN AMRO without being charged a fee. This is known as refinancing. To find out whether this would benefit you, make an appointment with one of our advisers for a refinancing test.
Client discount on your mortgage interest rate
If you have your salary paid into an ABN AMRO current account, you’ll get 0.20% discount on your mortgage interest rate. This is called a client discount. The account must be part of a payment package. The discount only applies to fixed interest rates and starts at the beginning of a new fixed-rate period.
Reasons for taking out a mortgage from ABN AMRO
Stay on top of your mortgage
Track your mortgage on Internet Banking or in the ABN AMRO app. It’s secure and easy.
Make changes to your mortgage yourself
From changing the interest rate to making additional repayments. Making changes to your mortgage couldn’t be easier. You can do it yourself online.
Videoconferencing with an adviser
Video Banking makes it easy. Simply use your computer, smartphone or laptop.