Points of attention for supplying documents
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You want to send us the documents for your loan application. It is important to deliver your documents properly. This way we can process your request as quickly as possible.
Points of attention for delivery:
This is how you correctly upload your documents:
- Make a digital copy of each document (pdf)
- Make sure that the PDF contains all pages of the document
- Make sure each copy is legible and do not cross out any information
- Make sure that if you have applied for the loan together with someone else, you both sign the documents
Particularities
There are extra points for attention for a number of documents. Handy to go through so that your application is not delayed.
Extra points for attention
Proof of repayment
- Make a digital copy (pdf) of the proof of repayment for any loans that you took out in the past and have since repaid in full
- Make sure that on each proof of payment the name, address and place of residence of the account holder is stated
- Make sure that the name of the lender is stated
Completion statement from civil-law notary
- Make a digital copy (pdf) of the civil-law notaries final completion statement
Current loan statement
- Make a digital copy (pdf) of the current loan statement of each loan that you have with another lender
- Make sure the statement is not older than 1 month
- Make sure your details and those of your employer are stated
- Make sure the outstanding balance is on the statement
- Credit card? Make sure you enclose a digital copy of the front and back
Employment agreement
- Make a digital copy (pdf) of your employment agreement
- Make sure your details and those of your employer are stated
- Make sure the agreement is signed by you and your employer
Bank statement
We require a bank statement from you to assess whether you can repay the loan. For privacy reasons, we cannot search for or request this information from your bank ourselves.
What we need from you:
- A recent bank statement
- No older than 2 months
- At least 1 continuous month
- In PDF format
- Downloaded via Internet Banking. Screenshots or app summaries are not valid.
This should include:
- Your name, address, and city
- Your IBAN
- Credit of your income
- Debit for your housing costs (rent, mortgage, or board)
- Other fixed expenses, if applicable, such as:
- Life insurance
- Maintenance payments
- DUO
Do you have multiple accounts?
Please send a statement from each account showing relevant expenses.
Are you applying jointly?
Provide statements from both your personal and joint accounts.
Applying for the loan in February?
Include your December bank statement as well. Housing costs for January are often debited at the end of December.
Proof of loan from employer
- Make a digital copy (pdf) of the proof of the loan provided by your employer
- Make sure the name, account number and signature of your employer is stated
- Make sure the outstanding balance is stated
- Make sure it has a company stamp on it
Divorce agreement
- Make a digital copy (pdf) of your divorce order, divorce agreement and parenting plan
Tenancy agreement
- Make a digital copy (pdf) of your most recent tenancy agreement
- Make sure that the name of the landlord is stated
- Make sure that your name, address and the amount of rent is stated
Prenuptial/postnuptial agreement
- Make a digital copy (pdf) of the notarial deed containing your prenuptial/postnuptial agreement
Machtiging incasso
- Make a digital copy (pdf) of your mortgage deed, or signed mortgage offer if the deed has not yet been executed
Mortgage offer
- Make a digital copy (pdf) of your mortgage deed, or signed mortgage offer if the deed has not yet been executed
Income tax return
- Make a digital copy (pdf) of you income tax return for the last two calendar years
- Make sure you enclose the final income tax assessment for the first year
Income tax assessment
- Make a digital copy (pdf) of income tax assessment for the last two calendar year
- Make sure you upload your final income tax assessment for the previous year
- If you have not yet received your final assessment for last year? Make sure you upload your provisional assessment
Letter of intent
- Make a digital copy (pdf) of the letter of intent
- Make sure the intent is not older than 2 months
- Make sure the signature of your employer is stated
- Make sure it has a company stamp on it
Annual income statement
- Make a digital copy (pdf) of your annual income statement for last year
Annual figures
- Make a digital copy (pdf) of your annual figures
- Make sure your annual figures are complete and consist of:
- The balance statement
- The profit and loss account
- The explanation
- Make sure the name of your bookkeeper / accountant is stated
Credit Agreement
- Make a digital copy (pdf) of your credit agreement
- Make sure that you and if applicable the co-applicant sign the agreement
- Make sure to sign the direct debit mandate
- Make sure to enter the date of signing
Credit agreement elsewhere
- Make a digital copy (pdf) of the credit agreement you concluded with another lender
Identity document
- Make a digital copy (pdf) of your identity document (front and back)
- Please upload one of the following documents:
- a valid passport
- a valid identity card or aliens document
- a valid Dutch driver's license
- Make sure that your citizen service number (BSN) is stated
SEPA mandate
- Make a digital copy (pdf) of a signed and completed direct debit mandate
- Make sure you enter the IBAN from which your monthly amount may be collected
- Make sure you enter the day on which we can debit your monthly amount. If you do not enter anything, the monthly amount will be collected at the end of the month
Termination letter
- Make a digital copy (pdf) of the completed and signed termination letter for the loan/loans you want us to redeem on your behalf
- Make sure that the address details of the lender are stated
- Make sure the letter is signed by all applicants
- Make sure the contract number of the current loan must be stated
Partnership agreement
- Make a digital copy (pdf) of the notarial deed containing your partnership agreement
Proof of pension payments
- Make a digital copy (pdf) of your recent pension statement downloaded from MijnPensioenOverzicht.nl
- Make sure your details are stated on the statement
- Make sure the statement is not older than 2 months
Pension statement
- Make a digital copy (pdf) of your recent pension statement downloaded from MijnPensioenOverzich.nl
- Make sure your details are stated on the statement
- Make sure the statement is not older than 2 months
Payslip
- Make a digital copy (pdf) of your payslip
- Make sure the payslip is not older than 2 months
- Make sure your details and those of your employer are stated
Balance statement
- Make a digital copy (pdf) of your outstanding balance statement of your personal loan
- Make sure the name, address and place of residence of all applicants are stated
- Make sure that the name of the lender is stated
- Make sure the statement is not older than 2 months
- Do you have a negative balance on your current account? Make sure to upload your most recent outstanding amount
Cohabitation agreement
- Make a digital copy (pdf) of your cohabitation agreement
Note
We need additional information for the assessment of your application You can find the requested information at the general explanation text field or in the rejection reasons per documents You can upload the requested information here
Permission Tax Facility
- Make a digital copy (pdf) of the statement from the Dutch Tax and Customs Administration that confirms that you make use of the 30% reimbursement ruling
Payment statement
- Make a digital copy (pdf) of your signed and completed payment statement
- Make sure that the total amount does not exceed your requested credit amount
UWV decision on benefits
- Make a digital copy (pdf) of a recent decision by UWV regarding your benefits
- Make sure the decision is not older than 2 months
- Make sure that the duration of the benefit is stated on the decision
Benefits statement
- Make a digital copy (pdf) of recent proof of the duration of the benefits
- Make sure the payslip is not older than 2 months
- Make sure the payslip contains your details and those of the benefits agency
Extract from Personal Records Database
- Make a digital copy (pdf) of your municipal Personal Records Database extract
Residence permit
- Make a digital copy (pdf) of your residence permit (front and back side)
Statement from collection agency
- Make a digital copy (pdf) of your statement from the collection agency/court bailiff
- Make sure the statement contains your details and those of the collection agency/court bailiff
- Make sure the details of the creditor are stated
- Make sure the outstanding balance is on the statement
- Make sure the statement is not be older than 2 months
Employer's statement concerning sick leave
- Make a digital copy (pdf) of the statement from your employer confirming that you have resumed your work in full
- Make sure your name, address and place of residence are stated
- Make sure the name, address and place of residence of your employer is stated
- Make sure the statement has a company stamp on it
Employer's statement concerning housing cost
- Make a digital copy (pdf) of the statement from your employer confirming that he pays for your housing costs
- Make sure your name, address and place of residence are stated
- Make sure the name, address and place of residence of your employer is stated
- Make sure the statement has a company stamp on it
Deed of sale of home
- Make a digital copy (pdf) of the deed of sale of your previous home
Divorce order
- Make a digital copy (pdf) of your divorce order, divorce agreement and parenting plan
Employer’s statement
- Make a digital copy (pdf) of employer's statement
- Make sure the statement is signed and completed by your employer
- Make sure the statement is not be older than 2 months
- Make sure it has a company stamp on it