Start building your pension

You will receive a €50 bonus if you open an ABN AMRO Pension account during the promotion period (28 April 2026 to 30 June 2026) and deposit at least €150 per month for three consecutive months into this account. The start date of your first periodic contribution must be no later than 7 July 2026. You will receive the €50 bonus in the fourth month in your current account.

During the promotion period, the €49 opening fee will be refunded to your pension account. This refunded amount does not count as a contribution and is not tax-deductible.

You open your pension account on 18 May. After opening, you deposit at least €150 in May. You do the same in June and July via a periodic contribution or manually. You decide whether to save or invest. You will then receive the €50 bonus in August 2026.

If you wish to take advantage of the promotion, follow the steps below:

• Open an ABN AMRO pension account during the promotion period and optionally a pension investment account if you also wish to invest for your pension in addition to saving.
• Deposit at least €150 per month for three consecutive months. You will receive a €50 bonus in your current account. The €49 opening fee for the pension account will be refunded to your pension account.

The promotion runs from 28 April 2026 to 30 June 2026. To participate, you must open your new pension account no later than 30 June 2026. The start date of your first periodic contribution must be no later than 7 July 2026.

• Open a pension account during the promotion period.
• Deposit at least €150 per month for three consecutive months into the pension account.
• Additionally, open a Guided Investing, Self-directed Investing Basic, or Self-directed Investing Plus account during the promotion period.
• Set up a periodic contribution to automatically invest at least €150 per month for three consecutive months in one fund or one periodic ETF.
• You will receive the €150 bonus in the fourth month in your current account if you meet the terms of the promotion. The €49 opening fee for the pension account will be refunded to your pension account.

• Open a pension account during the promotion period.
• Deposit at least €300 per month for three consecutive months into the pension account.
• Additionally, open a Guided Investing, Self-Invest Basic, or Self-Invest Plus account during the promotion period.
• Set up a periodic contribution to automatically invest at least €300 per month for three consecutive months in one fund or one periodic ETF.
• You will receive the €200 bonus in the fourth month in your current account if you meet the terms of the promotion. The €49 opening fee for the pension account will be refunded to your pension account.

You open your pension account in May and deposit €150 per month in May, June, and July. In June, you also open an investment account and invest €150 per month in June, July, and August.

Because you open both products, you will receive a €150 bonus in September in your current account. The €49 opening fee for the pension account will be refunded to your pension account.

You open your pension account in May and deposit €300 per month in May, June, and July. In June, you also open an investment account and invest €300 per month in June, July, and August.

Because you open both products and make a higher contribution to both accounts, you will receive a €200 bonus in September in your current account. The €49 opening fee for the pension account will be refunded to your pension account.

Please note: BUX is not included in this promotion. View the promotion for BUX.

• The funds in your pension account will remain locked until you reach your state pension age. You cannot withdraw money from it prematurely.
• Investing should only be done with money you can afford to spare, in addition to maintaining a financial buffer for unforeseen expenses. Investing can be appealing, but it carries risks. You could lose (part of) your investment.
• With pension investing, you make your own choices without receiving advice from us, and you determine your own risk level. We have outlined the most common investment risks for you.
• Minimise unnecessary risks. Read the essential information document (PDF, 72 KB). This document states that the risk level of this product is moderate, rated 2-4 on a scale of 7.
• Learn more about the risk indicator on afm.nl.

• You can only participate with the ABN AMRO pension account and optionally the associated pension investment account.
• Existing ABN AMRO clients who already have a pension account cannot participate in the promotion.
• The pension account (and optionally the pension investment account) must be opened during the promotion period (28 April 2026 to 30 June 2026). The start date of your first periodic contribution must be no later than 7 July 2026.
• You must deposit at least €150 per month for three consecutive months into the pension account.
• You decide how to allocate your contributions between saving and investing.
• Once you have deposited the total amount of your periodic contributions (at least 3 x €150) into your pension account, you will receive the €50 bonus in the fourth month in your current account.
• A one-time fee of €49 applies to opening a pension account. Additionally, view the Pension Investing Fee Schedule (PDF, 257 KB) (in Dutch) for the costs associated with pension investing. During the promotion, the €49 opening fee will be refunded to your pension account. This refunded amount does not count as a contribution and is not tax-deductible.
• The bonus can only be paid out once per person.
• The amount will be deposited into your current account in the fourth month. The €49 opening fee for the pension account will be refunded to your pension account.
• If you withdraw your contributions (or part of them) from the pension account within three months, we may adjust the bonus.
• ABN AMRO Bank N.V. reserves the right to amend the terms of the promotion or to stop or extend the promotion at any time. In such cases, an updated version of the terms, including the date, will be published on abnamro.nl.
• This promotion is an initiative of ABN AMRO Bank N.V., based in Amsterdam.
• Dutch law applies to this promotion.

If you have any questions, please contact us.

If you are not satisfied with this promotion, you can file a complaint via a complaints form. You will also find information about the complaints procedure there.