Benefits through my employer

From 1 January 2022

As of 1 January 2022, you will no longer have the option of applying through your employer for a new mortgage that comes with a discounted interest rate. Below we explain what this may mean for you, and offer answers to some frequently asked questions.

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The discounted interest rate you now get through your employer

  • If you currently have a mortgage through your employer that comes with a discounted interest rate, that discount will continue until the date on which the rate is scheduled for revision. 
  • If you would like to take out a mortgage, or increase the amount of a mortgage that currently comes with a discounted rate, you must do this by 30 November 2021. You will then receive the offer on the interest rate by 31 December 2021. The maximum discount you can get is 0.1%.

An alternative discounted interest rate on mortgages

Naturally, we do offer you our sustainability discount. If you would like to take out a mortgage on a home that has an A or a B energy label, you will be eligible for the sustainability discount.

Frequently asked questions about the discounted mortgage interest rate

If you have a discount of 0.1% or 0.2% on your interest rate, it will expire after the date on which the rate is revised.

Up to the end of 2021, you can still take out or increase a mortgage that comes with a discount of 0.1% on the interest rate. We recommend that you apply for your mortgage before 30 November 2021, so that we can process your application before 31 December 2021.

If you want to take out or increase a mortgage on a home that has an A or a B energy label, you will be eligible for our sustainability discount.

If the revision date for your interest rate is after 1 January 2022 and you still want to take advantage of the package discount, you can renegotiate the contract for your current interest rate before 1 January 2022. You can do this by means of interest-rate averaging or redemption, and choose a new fixed-interest period. You can do this on Internet Banking or in the ABN AMRO app. If you do this before the 20th of a given month, the interest-rate change will take effect from the 1st of the next month. From then on, you can call us on our mortgages information line:  0900 - 00 24 . Our colleagues at the Contact Center will then add the package discount for you. 

Let op: you must submit the change no later than 30 November to ensure that you get the package discount. If you do not have Internet Banking, please call us on our mortgages information line: 0900 - 00 24 .

Why choose ABN AMRO?

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International Clients Desk

ABN AMRO has special staff with years of experience helping in the Netherlands. The advisers can help you with everything you will run into as an expat.

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We speak 15 languages

All of the expat advisers at the International Clients Desk are fluent in English. But we can also help you in one of the 15 other languages that we speak.

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Banking from everywhere

With Internet Banking, you can transfer money from anywhere in the world. And our Mobile Banking app is available in English too.