Promotion terms and conditions

If you open a current account (Basic Payment Package) for yourself using the code ABN125 during the promotion period (September 22 until November 9, 2025), you'll receive a gift worth up to €125. You earn this €125 by following these 3 steps within 3 months of opening your account.

First download the ABN AMRO app and follow the steps on the screen. Enter ABN125 in the promotional code field. After opening the account, activate the ABN AMRO app and your new debit card.

1. Open an account, activate the app and your debit card, and make 50 payments using your (digital) debit card: you'll receive the first €75
2. Open a Direct Savings account: you'll receive the next €25
3. Save €150 or more within the first 3 months of opening your current account: you'll receive €25

Tip: Transferring one cent 50 times obviously doesn’t count as 50 payments. Make 50 proper payments with your debit card or digitally, and you will earn your  €75. 

Please note: You have a total of 3 calendar months to complete these 3 steps, starting from the day you opened your current account. You will only receive gifts 2 and 3 if you have made 50 payments.

Here’s how the payments work

You'll receive the money in your account on the day you pay your monthly bank fees. These fees will be debited from your account. Sometimes, it might take an extra month due to processing time.

We check whether you've completed one or more of the 3 steps on the last working day of the month. You'll see your gift on your next statement, minus your regular monthly fee. We'll run the check for paying out the final €25 (step 3) 4 months after you open your Direct Savings account.

You'll recognise the payment from our payment reference on your statement:

• Gift 1 - 50 payments made
• Gift 2 - You’ve opened a savings account
• Gift 3 - You’ve saved €150

You can take part in this promotion if you:

• are aged 18 or older;
• have an official Dutch home address;
• have a Dutch ID, a residence permit or an international passport;
• aren't yet an ABN AMRO client;
• open a current account for yourself in the ABN AMRO app (the promotion only applies to the Basic Payment Package).

• You can only take advantage of this promotion once, i.e. you can only open one new current account in your name.
• ABN AMRO Bank N.V. reserves the right to amend the promotion terms and conditions or to cancel or extend the term of the promotion at any time, in which case an updated, amended version of the promotion terms and conditions will be posted on abnamro.nl.
• The promotion is an initiative of ABN AMRO Bank N.V. with registered offices in Amsterdam.
• This promotion is governed by Dutch law. Any disputes arising from this promotion will be heard in the first instance by the competent court in Amsterdam.

• If you enter incorrect personal data, you'll be excluded from the promotion.
• ABN AMRO reserves the right to exclude participants from the promotion at any time if it is of the opinion that the participant has violated one or more conditions of participation, has provided incorrect or incomplete information, or has acted in any other legally impermissible manner.

• Questions and complaints regarding this promotion can be sent to ABN AMRO, Gustav Mahlerlaan 10, 1082 PP Amsterdam. ABN AMRO will contact you to answer your question or deal with your complaint. ABN AMRO makes every effort to deal with complaints effectively.
• These promotion terms and conditions and the promotion concerned are governed by Dutch law. Any disputes arising from these promotion terms and conditions and/or from the promotion will be heard in the first instance by the competent court in Amsterdam.

If you have any questions about the promotion, please contact us. If you're not happy with this promotion, please send us your complaint.