Promotion terms and conditions

First download the ABN AMRO app and follow the on-screen instructions. Enter your plan’s promotion code. Once you’ve opened the account, activate the ABN AMRO app and your digital debit card. You can start paying with your account on the same day. You’ll receive your physical debit card by post a few days later.

1. Open an account, activate the app and make 25 payments using your new account and you’ll receive the first €75
2. Open a free Direct Savings account and you'll receive another €25
3. Save €150 or more within the first 3 months of opening your current account and you'll receive €25
4. Request annual travel insurance and you’ll receive €50
5. Request the Switching Service and you’ll receive €75

Tip: making 25 payments of one euro cent doesn’t count as making 25 payments. You must make 25 real payments with your account to earn your first gift. These could be payments for groceries, an online order or a Tikkie. 

Please note: you have a total of 3 calendar months to complete these 5 steps. This period starts on the date you open your current account. So to earn gifts 2, 3, 4 and 5, you must first have made 25 payments. And to receive a gift from step 2 onwards, you must first have completed the previous steps.

Here’s how you’ll get your gift

The money will be in your account within a month of completing a step. Every 2 weeks, we’ll check whether you’ve completed one or more of the 5 steps. We’ll also check whether you did this within 3 months of opening your account and whether you’ve already completed the previous steps. If all of this is OK, we’ll start paying you.

A few days after completing a step, you’ll also receive an email from us to let you know that you’ve earned the gift. You’ll only receive this message if you’ve completed the step within 3 months of opening your account and if you’ve completed the previous steps.

You'll recognise the payment from our payment reference on your statement:

• Gift 1 - 25 payments made
• Gift 2 - Direct Savings acc
• Gift 3 - You've saved EUR 150
• Gift 4 - Travel Insurance
• Gift 5 - Switching Service activated

You can take part in this promotion if you:

• are aged 18 or older;
• have an official Dutch home address;
• have a Dutch ID, a residence permit or an international passport;
• don’t yet bank with ABN AMRO and haven’t done so either in the past 12 months;
• open a current account for yourself in the ABN AMRO app (this promotion only applies to the Basic Payment Package).
• remain a client of ABN AMRO for the entire term of the Switching Service (13 months) - but preferably for the rest of your life, of course. 

• You can only take advantage of this promotion once, i.e. you can only open one new current account in your name. Joint accounts aren’t eligible for this promotion.
• Your current bank must be affiliated with the Switching Service. You can check if this is the case on the Overstapservice.nl website.
• This promotion can’t be combined with other ongoing promotions.
• To earn the gift from step 2 onwards, you must have completed the previous step in the order set out on the promotion pages.
• If you choose the Pro plan or Max plan, you’ll have access to the benefits of Preferred Banking for a year.
• ABN AMRO Bank N.V. reserves the right to amend the promotion terms and conditions or to cancel or extend the term of the promotion at any time, in which case an updated, amended version of the promotion terms and conditions will be posted on abnamro.nl.
• The promotion is an initiative of ABN AMRO Bank N.V. with registered offices in Amsterdam.
• This promotion is governed by Dutch law. Any disputes arising from this promotion will be heard in the first instance by the competent court in Amsterdam.

• If you enter incorrect personal data, you'll be excluded from the promotion.
• If you had a current account less than 12 months previously, ABN AMRO has the right to exclude you from taking part in this promotion.
• ABN AMRO reserves the right to exclude participants from the promotion at any time if it is of the opinion that the participant has violated one or more conditions of participation, has provided incorrect or incomplete information, or has acted in any other legally impermissible manner.

• If you’re not happy with this promotion, please submit your complaint to us. We make every effort to deal with complaints effectively.
• These promotion terms and conditions and the promotion concerned are governed by Dutch law. Any disputes arising from these promotion terms and conditions and/or from the promotion will be heard in the first instance by the competent court in Amsterdam.

If you have any questions about the promotion, please contact us. If you're not happy with this promotion, please send us your complaint.