When you make a purchase with the Gold Card, how does the purchase protection work?

All purchases you make with your Gold Card are insured against theft, loss and damage for 365 days, whether you made the purchase online or in a shop. If you have a reason to submit a claim: First call [object Object]. We will check whether or not your loss or damage is covered If your loss or damage is covered, we will send you a claim form Send the claim form to ABN AMRO Verzekeringen and they will process your claim You will hear back within 2 weeks whether your claim has been accepted and, if so, the amount of the reimbursement Your excess is €50, meaning that if the insurer pays out you will still need to cover the first €50 yourself.

What is the spending limit on my Gold Card?

The standard Gold Card limit is €5,000 per month. If you need to raise your spending limit for a short period, you can simply transfer money to your Gold Card account. However, you may want to raise your limit permanently, in which case you can arrange this via Credit Card Online .

How do I apply for an ABN AMRO Gold Card?

Applying for a Gold card online is a breeze. It works like this: Fill in the [object Object] International Card Services (ICS) will check your details and will contact you if they have any questions Select your PIN Your Gold Card will arrive at your home address in 5 to 10 working days

How can I cancel my Gold Card?

If you no longer need your Gold Card, you are free to cancel it. The period of notice for cancelling the Gold Card is 1 month. While we are sorry to hear that you want to cancel your card, we are happy to help you make the necessary arrangements Log in to Creditcard Online Go to ‘personal details and settings’ In the menu, select ‘cancel card(s)’ State why you want to cancel your Gold Card and confirm your request You will receive a letter confirming your cancellation and stating until what date you can still use your Gold Card

What are the fees for a (second) Gold Card?

An ABN AMRO Gold Card costs €4.45 per month. You can also request an additional Gold Card for your partner or adult child. The fee for this is €2.10 per month. The extra Gold Card will be in the name of the additional cardholder. This is useful when hiring a car since car rental companies insist that the card used is in the name of the person booking the car. The spending limit applies to both cards combined You can view the purchases on both cards You can request an additional Gold Card via Creditcard Online .

ABN AMRO Gold Card

Your purchases insured for 365 days

per month

Safe and secure global payments
Spending limit up to €10,000 available
365 days of purchase protection against damage, theft, and loss
Shop risk‑free with delivery protection

Apply for my Gold Card now Apply for my Gold Card now

Why apply for a Gold Card

With your Gold Card you’ve struck gold. This card is indispensable when travelling or shopping. All purchases you make with your Gold Card are insured against theft, loss and damage for 365 days. That gives you real peace of mind. See all the benefits for yourself.

What protection does my Gold Card give me?

You are insured for things such as:

Delayed flights
Delayed luggage
Theft, loss or damage to your purchases
Delivery guarantee
Travel accident and emergency insurance
Car rental excess

Full terms and conditions

You are not insured for things such as:

Trip cancellation
Stolen luggage
Travel and accommodation not booked using your Gold Card
Damage or loss caused deliberately or through carelessness

Full terms and conditions

Who can apply for a Gold Card?

18 or older

You must be 18 or older to apply for a Gold Card.

Living in the Netherlands

You need to be living in the Netherlands to apply for a Gold Card.

Monthly income

You can apply for a credit card if:

your net monthly income is at least €1,500, or
you have a minimum freely taxable capital in box 3 of €27,500 over the last 2 years

This means that you will not qualify for a credit card if you are on unemployment benefits.

Click “Apply for ABN AMRO Gold Card”. Log in with your ABN AMRO details and follow the steps on the screen.

Apply for ABN AMRO Gold Card

We send your application to our partner ICS (International Card Services). ICS checks your details. You will receive an email about your PIN, which you can choose yourself.

In some cases, ICS may ask you to confirm your identity again.

Once everything is approved and your PIN is set, ICS will send your new credit card within 5 to 10 working days.

Everything the Gold Card covers at a glance

Purchase protection

All purchases you make with your Gold Card are insured against theft, loss and damage for 365 days, whether you made the purchase online or in the shop.

Delivery guarantee

Your money is refunded if your order is not delivered or is sent to the wrong address.

Flight delay insurance

Is your flight delayed by more than 8 hours? If so, you may receive compensation for extra costs, up to €150 per insured person per event. This compensation covers the additional costs you incur, such as a hotel stay or a meal.

Luggage delay insurance

Has your baggage not arrived when you reach your destination? If your luggage is delayed by at least 8 hours, you will receive up to €125 per insured person per day, up to a maximum of €1,000 per trip.

Car rental excess insurance

The excess for your rental car is insured up to €500 if you book it using your Gold Card.