SureStarter
For a strong start on the housing market
For a limited time only, get our SureStarter service worth €250 for free
- Fast insight into your maximum mortgage for your first home
- Personal support every step of the way
- Clarity on your mortgage within the statutory 3-day cooling-off period after signing your provisional purchase contract
Buying a property in the Netherlands as an expat? Do it with extra confidence
SureStarter will help you, as an expat, put in an offer with peace of mind and confidence. You’ll quickly get clarity on your mortgage within the statutory cooling-off period, as well as personal guidance that suits your (international) situation. We’ll explain the Dutch buying process clearly, so you know exactly where you stand.
Prepare well with our help
The Dutch housing market moves fast and competition is fierce. As an expat, you’re likely to have extra questions:
- How much can I borrow if I’m on a temporary contract or as a highly skilled migrant?
- How does buying a house in the Netherlands work?
- What documents do I need, and when?
Putting in an offer can feel daunting, especially when you need to decide quickly. And if your offer is accepted, you want to be sure you can secure the mortgage. In a free orientation meeting, we’ll prepare you for all of it to get you off to a confident start on the housing market.
How SureStarter helps you move forward
Quickly find out how much you can borrow
In a free orientation meeting, an international mortgage adviser will calculate roughly how much you can borrow and what that means in terms of monthly payments. We’ll also discuss specific things that are often important to expats, like your employment situation and the documents you need. This’ll help you be more targeted in your search and when putting in an offer on a property.
Valuation within 4 working days
Once your offer’s been accepted, arrange a valuation straight away. Our partners at Maatwerk Woondiensten will have the valuation report ready for you within 4 working days. If you’d prefer to get your own appraiser, you can, as long as you have a valuation report within 4 working days. This way, you’ll be prepared before you sign the purchase contract, because that’s when the statutory 3-day cooling-off period starts. You’re responsible for covering the costs of the valuation.
Clarity within 3 days
If you submit all the important documents on time, we’ll assess your application quickly and you’ll get clarity about your home finance within 3 days (including at least 2 working days). Sometimes expats need to submit extra documents. Your adviser will tell you in advance what you need to submit, so your application is complete and you avoid delays.
SureStarter in 5 steps
We’ll guide you every step of the way towards clarity on your mortgage, with extra attention to things that are likely to be different when you’re new to the Netherlands.
Insight into your maximum mortgage
During a short orientation meeting, we’ll look at your income, employment contract and housing preferences. You’ll get an indication of your maximum mortgage and monthly payments, so you know what is realistic in your situation.
Putting in an offer
Knowing this, you’ll be able to be more targeted in your search and when putting in an offer. Your adviser can explain commonly used conditions in the Netherlands, so you know what you’re signing.
Offer accepted: valuation and documents
Once your offer’s been accepted, arrange a valuation through an appraiser of your choice or through our partners at Maatwerk Woondiensten. Upload the required documents securely online. Your adviser will help you keep track of everything, so your application is as complete as possible.
Once the valuation has been completed, you can sign the purchase contract.
Application completion and assessment
After you’ve signed the purchase contract, you and your adviser will complete the mortgage application. As soon as your application is complete, we’ll assess it in no time.
Answer within the cooling-off period
Within 3 days of signing the purchase contract (of which at least 2 are working days), we’ll let you know whether the financing is possible, as long as we’ve received all the required documents, including the valuation report. This way, you’ll know where you stand within the statutory cooling-off period.
Good to know about SureStarter
Is SureStarter right for you as an expat?
SureStarter is for first-time buyers who want clarity about their financing. You’re eligible if you:
- are a first-time buyer,
- are employed, have a letter of intent or can demonstrate sufficient income,
- are not registered as a business with the Chamber of Commerce,
- are looking for an existing home,
- haven’t yet signed a purchase contract, and
- have or want to open an ABN AMRO current account.
- If you’re looking to buy a home together with your partner, both of you have to meet these criteria. Not sure whether SureStarter is a good fit with your situation? We’d be happy to help you figure that out in a meeting with no strings attached.
Good to know:
SureStarter works best if you’re able to move fast and submit your documents on time. Your adviser will explain beforehand what documents are typically needed, so you won’t face any surprises.
SureStarter is an additional mortgage service designed to support you during the home‑buying process. ABN AMRO may change or discontinue this service. If you have already started with SureStarter, we will ensure you are guided through to completion.
Is SureStarter not right for you after all?
That’s no problem. We’ll be happy to help you explore other options for buying a house in the Netherlands.
What does SureStarter cost?
For a limited time only, SureStarter is free of charge (normally €250).
SureStarter offers personal guidance at key moments in the buying process and gives you clarity sooner once your offer has been accepted. You pay separately for the valuation and any other extra services.
Is SureStarter right for you as an expat?
SureStarter is for first-time buyers who want clarity about their financing. You’re eligible if you:
- are a first-time buyer,
- are employed, have a letter of intent or can demonstrate sufficient income,
- are not registered as a business with the Chamber of Commerce,
- are looking for an existing home,
- haven’t yet signed a purchase contract, and
- have or want to open an ABN AMRO current account.
- If you’re looking to buy a home together with your partner, both of you have to meet these criteria. Not sure whether SureStarter is a good fit with your situation? We’d be happy to help you figure that out in a meeting with no strings attached.
Good to know:
SureStarter works best if you’re able to move fast and submit your documents on time. Your adviser will explain beforehand what documents are typically needed, so you won’t face any surprises.
SureStarter is an additional mortgage service designed to support you during the home‑buying process. ABN AMRO may change or discontinue this service. If you have already started with SureStarter, we will ensure you are guided through to completion.
Is SureStarter not right for you after all?
That’s no problem. We’ll be happy to help you explore other options for buying a house in the Netherlands.
What does SureStarter cost?
For a limited time only, SureStarter is free of charge (normally €250).
SureStarter offers personal guidance at key moments in the buying process and gives you clarity sooner once your offer has been accepted. You pay separately for the valuation and any other extra services.