
Buying a home in the Netherlands?
Ask away. We're here to guide you!
- One dedicated adviser from start to finish
- Experience with temporary contracts, foreign income and the 30% ruling
- Guidance and advice in English
- Helping expats buy homes in the Netherlands for more than 25 years
Your journey to buying a home in the Netherlands
1. Learn what's possible
During a free orientation meeting, you'll discuss your situation and explore your mortgage options in the Netherlands.
2. Find a home with confidence
One of our mortgage advisers can explain exactly how the process of buying a home works. You can also take a look at our step-by-step guide to buying a home.
3. Arrange your mortgage with expert support
If you decide to continue after the orientation meeting, your mortgage adviser will advise you on the mortgage that best fits your situation.
Got questions? Ask away.
No question is too small. Our expat mortgage experts can help you with questions such as:
Book a free orientation meeting- Can I buy a home with a temporary contract?
- Does my income from abroad count?
- How much can I borrow?
- What does the 30% ruling mean for my mortgage?
- How does the Dutch home-buying process work?
What documents do I need for the orientation meeting?
Personal details
You’ll need one of the following documents to confirm your identity:
- A valid passport
- A valid ID card
- A residence permit
Your income details
Paid employement
- Your most recent payslip (not older than 3 months)
- An employer’s statement (not compulsory), completed by your employer (not older than 3 months)
Details of your financial commitments loans (if you have any)
- The most recent statement for your personal loan or revolving credit facility.
- If you’ve recently repaid a loan, please also provide:
- Proof of repayment
- The most recent loan statement showing your credit limit
- If you have student loan debt with the Dutch Education Executive Agency (DUO): name, original debt, current debt, start and end date.
Personal details
You’ll need one of the following documents to confirm your identity:
- A valid passport
- A valid ID card
- A residence permit
Your income details
Paid employement
- Your most recent payslip (not older than 3 months)
- An employer’s statement (not compulsory), completed by your employer (not older than 3 months)
Details of your financial commitments loans (if you have any)
- The most recent statement for your personal loan or revolving credit facility.
- If you’ve recently repaid a loan, please also provide:
- Proof of repayment
- The most recent loan statement showing your credit limit
- If you have student loan debt with the Dutch Education Executive Agency (DUO): name, original debt, current debt, start and end date.

Ready to take the first step?
Speak to one of our expat mortgage experts and discover what's possible for your situation.
- Personal guidance from start to finish
- English-speaking mortgage advisors
- Free, no-obligation orientation meeting
Why expats choose ABN AMRO
Support from A to Z
A personal mortgage adviser: from the early stages of your house hunt until the mortgage has been secured.
25 years’ experience
Dutch mortgage market leader and expert in expats.
Service in English
The whole process and mortgage application are in English, with English-speaking mortgage advisers.