Fresh Start Promotion

This promotion applies to customers who haven't invested with ABN AMRO or BUX in the past 5 years. You will qualify for a bonus if you meet the following criteria:

• You open your first investment account with ABN AMRO or BUX during the promotion period (15 December 2025 to 31 March 2026).
• You set up a periodic investment of €50, €150 or €250 for 4 consecutive months. The latest date you can make your first periodic investment is 1 April 2026.

To take part in the promotion, simply open a Guided Investing, Self-Directed Investing Basic, Self-Directed Investing Plus or BUX investment account. You can only use one account for the promotion.

This promotion runs from 15 December to 31 March 2026 inclusive. You must open your new investment account by 31 March 2026 at the latest to be eligible. The latest date you can make your first periodic investment is 1 April 2026. You can choose from the following investment accounts:

Guided Investing

• Set up a periodic investment to invest at least €50, €150 or €250 a month in one profile fund, for 4 consecutive months. These investments will be made from your newly opened investment account.
• You must leave the total amount of your automatic investments in the investment account. For example, if you deposit 4 x €50, you must leave €200 in the account.
• If you satisfy the promotion terms and conditions, the bonus will be automatically paid into your linked bank account.

Self-Directed Investing Basic and Self-Directed Investing Plus

• Set up an automatic periodic investment to deposit at least €50, €150 or €250 a month in one investment fund or one periodic ETF, for 4 consecutive months. These investments will be made from your newly opened investment account.
• You must leave the total amount of your automatic investments in the investment account. For example, if you deposit 4 x €50, you must leave €200 in the account.
• If you satisfy the promotion terms and conditions, the bonus will be automatically paid into your linked bank account.

BUX

• Open a BUX account and transfer the money from your ABN AMRO bank account.
• Then set up an Investment Plan with a periodic investment of €50, €150 or €250 for at least four months in a row. You can choose a ready-made Investment Plan or draw up your own, investing in shares and ETFs.
• You must leave the total amount of your automatic investments in the investment account. For example, if you deposit 4 x €50, you must leave €200 in the account.
• If you satisfy the terms and conditions, the bonus will be added to your cash balance in the BUX app.

1. Open an ABN AMRO Guided Investing, Self Directed Investing Basic, Self Directed Investing Plus or BUX account.
2. Set up an automatic periodic investment to invest at least €50, €150 or €250 per month in one Profile Fund or periodic ETF for 4 consecutive months. Or set up a BUX Investment Plan to invest at least €50, €150 or €250 a month for 4 months in a row.
3. Your first periodic investment must start no later than 1 April 2026.
4. Make sure that you have sufficient funds in your linked current account for at least 4 months so that the periodic deposit can actually be made.
5. During these first 4 months, you may not withdraw your executed periodic deposit.
6. The bonus will be paid into your linked bank account in the fifth month. If you have BUX, the bonus will be added to your cash balance in the BUX app.

Example – start 22 December 2025:

You set up a periodic investment with 22 December 2025 as the start date. The 4 monthly periodic investments will then be made on:

• 22 december 2025
• 22 januari 2026
• 22 februari 2026
• 22 maart 2026

You leave the sum of the 4 monthly periodic investments, in your chosen investment account during these 4 months. You’ll receive your bonus in January 2026.

If you are dissatisfied with this promotion, you can submit a complaint. Please go to https://www.abnamro.nl/en/personal/overabnamro/submit-a-complaint/index.html to read about our complaints procedure.

If you have any questions or complaints about BUX, please contact the BUX support team through the chat feature in the BUX app or by emailing support@bux.com.

• You can only receive one bonus per individual, and you can only take part in the promotion using one account.
• Make sure that you invest 4 times in one fund, one periodic ETF or through an Investment Plan. Leave your investment in your account for at least 4 months.
• Make sure that there’s enough money in the bank account linked to your investment account for at least four months, so that your periodic investment can be debited. If any of the periodic investments are not transferred successfully in the first four months, you’ll no longer qualify for the bonus.
• The bonus will be paid in the fifth month after your first monthly periodic investment.
• You don’t have to leave your investment in the account after the fifth month.
• You can also participate in the promotion with a joint account.
• You cannot participate in the promotion with both your solo and joint investment accounts.
• Private Banking customers of ABN AMRO MeesPierson are excluded from this promotion.
• You can’t take part in the promotion if you’ve invested through ABN AMRO or BUX during the past 5 years, starting from the day you opened your investment account.
• Investing involves risks. You can lose your deposit.
• ABN AMRO Bank N.V. retains the right to change the promotion terms and conditions and to stop or extend the promotion at any time. Under such circumstances, a dated, amended version of the promotion terms and conditions will be posted on abnamro.nl.
• Participation in the investment promotion offer is open to all natural persons who meet the regular terms and conditions associated with investments.
• Participation in the promotion is free of charge. Read more about the costs of investing.
• The promotion is an initiative of ABN AMRO Bank N.V. located in Amsterdam.
• This promotion is subject to Dutch law.