National Client Identifier (NCI)
Required identification for investors
In order to continue investing with ABN AMRO we need your National Client Identifier (NCI).
To comply with EU regulations, ABN AMRO needs to have client identification numbers for all natural persons who trade in financial instruments. This means that when a client places an investment order with ABN AMRO, we need to have a specific document number for that client on record. The number used for this goal is named the National Client Identifier (NCI). Each EU Member State has specified which NCI should be used for its citizens.
In most cases ABN AMRO is able to use information that is already on record. For natural persons with the following nationalities we typically do not have the required NCI:
- Italian
- Spanish
- Polish
- Estonian
- Maltese
- Icelandic
For clients with one of the above nationalities, we need a specific document number. On this page we explain where the required document number can be found on legal documents, where it can be obtained when it is not yet known and how to provide the document number to ABN AMRO.
Which NCI is specified per nationality?
| Country name | National client identifier(s) applicable per country | |
|---|---|---|
| Italy | Fiscal code (codice fiscal) | - |
| Spain | Tax identification number (Código de identificación fiscal) | - |
| Malta | National Identification Number | National Passport Number |
| Iceland | Personal Identity Code (Kennitala) | - |
| Poland | National Identification Number (PESEL) | Tax Number (Numer identyfikacji podatkowej) |
| Estonia | Estonian Personal Identification Code (Isikukood) | - |
Source: esma70-1861941480-56_qas_mifir_data_reporting.pdf (europa.eu)
Where do I find my NCI?
Italy
The “Codice fiscal” can be found on an Italian health care card or fiscal identification card.
If you don't have a "Codice Fiscale", it can be requested at the local Italian consulate. Information on how to request the ‘Codice fiscale’ at the Italian consulate in the Netherlands can be found here.
Spain
The “Codigo de identificación fiscal” can be found on a Spanish ID card, driver’s license, a fiscal ID card or social security card.
If you don't have a ‘Código de identificación fiscal’, it can be requested at the local Spanish consulate. More information on how to request the ‘Código de identificación fiscal’ at the Spanish consulate in the Netherlands can be found here.
Poland
The “Pesel” can be found on a Polish passport or ID card.
When you are not aware of your 'Pesel', please contact the local Polish consulate. More information on how to contact the Polish consulate in the Netherlands can be found here.
Estonia
The “Isikukood” can be found on an Estonian passport, ID card or driver’s licence.
When you are not aware of your ‘Isikukood’, please contact the local Estonian consulate. Information on how to contact the Estonian consulate in the Netherlands can be found here.
Malta
The National Identification Number can be found on a Maltese passport or ID card.
When you are not aware of your ‘National Identification Number’ or your ‘National passport Number’, please contact the local Maltese consulate. Information on how to contact the Maltese consulate in the Netherlands can be found here.
Iceland
The “Kennitala” can be found on an Icelandic passport, ID card or driver’s licence.
When you are not aware of your ‘Kennitala’, please contact the local Icelandic consulate. Information on how to contact the Icelandic consulate in the Netherlands can be found here.
More information on the NCI and where it is located on documents can be found here.
FAQ - National Client Identifier (NCI)
How can I provide my NCI to ABN AMRO?
Is your NCI missing from our administration? Then you will receive a letter in November 2023, explaining how you can provide your NCI. Around the same time, you will receive a message (Bankmail) in your secure environment in Internet Banking. This message will lead you to your personal data sharing environment. Here, you can easily upload an image of your NCI. After sending this to us, we will process the NCI.
Don 't have access to Internet Banking? Then please contact our advisors in Customer Care . They can enter the NCI in our systems for you.
How long does it take to request for a NCI?
Please check with the relevant authority how long your request will take. Please be aware that new documents may take some time to be available for you.
What happens if I do not administrate my NCI with ABN AMRO?
We are obliged by law to have your NCI. If we don't have your NCI by the end of the year, your investment account will be blocked. This means that you won 't be able to buy or sell orders.
Nothing will happen to the investments that are already in your account. If you provide your NCI after 31-12-2023, we will unblock your account for you, making it possible to place investment orders again.
Are there any fiscal consequences in administrating your NCI?
No. The NCI is only used to link investment transactions to investors. The NCI is not used for any fiscal goals.
I don't want to continue investing. Do I need to take action?
Is your investment account empty? And are you not planning to carry out any investment transactions in the future? Then you don't have to do anything. Your investment account will be blocked at the end of December 2023. This means that after this moment, you can no longer buy or sell investment products.
After approximately 5 quarters, your account will be cancelled.
NB. When there are investments in your account, but you do not want to trade actively, do provide us with your NCI. Otherwise, the possibility to sell your investments will be blocked.
Can I transfer my investments to another party?
It is always allowed to transfer your investments to another provider. Do keep in mind that providing an NCI is European legislation, other providers will also need the NCI for reporting your transactions.
My account is blocked, but I have to sell my investments in the short term.
If, after the blocking of your investment account, you urgently need to give an order to sell investments, please contact our Contact Center. Our advisors can help you with the order. Please note that buying new investments is only possible when we have received your NCI.