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Pension and Social Security module

ABN AMRO Legal expenses insurance

If you’re in receipt of benefits or a pension, you may not agree with decisions made by a government body, for example, or a pension fund. If this develops into a dispute, the Pension and Social Security module guarantees you legal help and advice from ARAG.

 

What sorts of things are covered?

You and your family are guaranteed legal help and advice in the event of disputes within the European Union, Norway, the United Kingdom and Switzerland concerning your benefits or pension. You and your family members are, for example, insured for disputes:

  • With a current or former employer and/or an implementing organisation regarding a pension.
  • Relating to benefits paid on the grounds of social insurance legislation, for example with the SVB (the organisation that pays out Dutch state pensions).
  • Arising as an unpaid board member of an association.
If you choose the Work and Income module, you don’t also need to choose the Pension and Social Security module, because the Work and Income module automatically covers Pension and Social Security.

What is not covered?

Read the terms and conditions of the legal expenses insurance to find out what is not covered by the Pension and Social Security module in our legal expenses insurance.

Maximum cover

General

  • All expenses for the legal specialists employed by ARAG are covered.
  • The maximum compensation for external costs (fees paid to a legal specialist or expert who doesn’t work for ARAG) is €50,000.
  • If you choose to engage your own lawyer or solicitor who doesn’t work for ARAG for proceedings that do not legally require a lawyer or solicitor, the maximum compensation for this lawyer or solicitor is €6,000.

How to compile your own legal expenses insurance package

  1. Choose your basic module(s)

    Select at least 1 of these 2 basic modules:

  2. Choose your other modules

    Enhance your legal assistance with other modules you find necessary:

  3. Calculate your premium

    Get 15% discount on all modules in the first year when you choose the 4 most popular modules: Traffic, Consumer and Housing, Medical and Family, Work and Income. 

Take a look at the other modules in our legal expenses insurance too

Traffic

For disputes relating to traffic, even if you caused the damage yourself.

Fiscal and Assets

For disputes about tax assessments, assets or investments, for example.

Consumer and Housing

For disputes arising from the sale of products and services, or disputes with neighbours or government bodies relating to your home.

Medical, Family and Mediation

For disputes relating to incorrect medical treatment, for example, or an inheritance or mediation during a divorce.

Work and Income

For disputes relating to paid employment, benefits or pensions.

Other useful pages