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Got your pension sorted?
Everything you need to know about accruing and receiving pension benefits
Your pension. How does it work?
With us, you can save and invest for your top-up pension with a pension account. It is up to you to decide when you want your top-up pension to be paid out as gross income, which can be when you reach the state pension age (AOW), for example, or when you retire. To help you get started, we will explain the essentials. And we have put together a step-by-step guide for you so that you can start boosting your pension right away.

The state pension is often not enough
When you reach the state pension age, the Dutch government will start to pay you the basic pension, which is called ‘AOW’. The term ‘basic pension’ says it all; it’s merely the groundwork for your income and often not enough to maintain the same lifestyle as you have become accustomed to. Many employers have, therefore, set up an employee pension scheme for their employees. If you have your own business, you have to arrange your own pension.