Take out a loan

Lendris assesses your application, prepares your loan offer and arranges your loan. The management and repayment of your loan are also handled by Lendris.

At ABN AMRO, you can explore your options, make an initial calculation and start your application. You will confirm your email address and phone number with us and enter the amount you would like to borrow.

You will then be redirected to Lendris. There, you create an account for the secure online environment Mijn Lendris. In MijnLendris, you can access your application and provide additional information, for example about your income, partner and financial commitments. You can do this using DigiD.

Lendris will then review your application and decide whether you qualify for the loan. If your application is approved, you can sign the loan offer digitally within 14 days. Lendris will then transfer the loan amount to your bank account.

For your Personal Loan, you are a customer of Lendris. If you have any questions about your application, your loan or repayments, please contact Lendris.

For all other products, such as your bank account, you remain a customer of ABN AMRO.

Mijn Lendris is Lendris’s secure online environment. Here you can create an account, share information, complete your application, and later view and manage your loan.

This means all information about your Personal Loan is available in one convenient place.

No, you are under no obligation. Even if you create a Mijn Lendris account, it is entirely up to you whether you continue with your application.

You do not have to take out a loan.

If you have any questions about your Personal Loan, please contact Lendris.

ABN AMRO shares your loan purpose, the amount you would like to borrow, the loan term, and your email address and phone number with Lendris.

This only happens if you choose to send this information to Lendris as part of your Personal Loan application.

Yes. Based on the information you provide, you will receive an initial indication of how much you may be able to borrow.

To do this, use the loan calculator. The calculation gives you a first indication of the loan amount and monthly repayments.

Please note that this result is only indicative and not guaranteed. Lendris will make the final decision on whether you can borrow and how much.

No, this is not possible.

Lendris loans have been developed exclusively for selected banks and are available through ABN AMRO. You must therefore be an ABN AMRO customer to apply for a Personal Loan.

When you apply for a loan, Lendris checks whether you already have other loans and if there are any registered payment arrears in your name. This helps make sure you do not borrow more than you can responsibly afford.

If everything is in order, your loan will be registered with the Dutch Credit Registration Office (BKR). Once your loan has been fully repaid, Lendris will report this so the registration can be closed.

Yes, you can. If you are married or in a registered partnership, you will automatically apply together.

To apply for a Personal Loan together, first calculate with ABN AMRO how much you may be able to borrow. One of you starts the application and enters the partner’s email address and phone number in My Lendris. The partner will then receive an activation email and will need to complete a number of steps and provide some information.

If you are not in a registered partnership but would still like to apply together, you will be asked in My Lendris whether you live together and would like to apply for a Personal Loan jointly. The rest of the process is the same.

This depends on your personal situation and whether you have completed the entire application process. Lendris can only assess your application once all required steps have been completed. Sometimes additional information is needed, which may mean the process takes longer.

In Mijn Lendris, you can see when you can expect a decision. If your application is approved, you can sign the loan offer from Lendris. The offer remains valid for up to 14 days and then expires. Once signed, the loan amount will be transferred directly to your account.

No, you do not. A Personal Loan is a financial commitment, and we want to give you enough time to consider it carefully. That is why the loan offer remains valid for 14 days.

After that, the offer expires and you will need to submit a new application.