It's nice to know that an insurance policy suits your situation and that you're only paying for what you really need. That is why we have updated the home insurance and home contents insurance.
The premium for your home contents insurance has changed. That is because your premium is calculated in a different manner. The calculation takes account of more factors that affect the risk and premium. You will find your new premium on the new policy that you will receive from ABN AMRO Verzekeringen.
If you have three or more insurance policies with ABN AMRO, you can receive a package discount for the home contents insurance. This package discount is included in your premium. You will no longer receive the following discounts:
You will no longer receive these discounts because we want to offer all clients a premium that aligns with the risk.
The commission has been reduced to 20%. For more information, refer to the information sheet on non-life insurance policies.
The Extra Extensive cover is now called basic cover. With the new home contents insurance, you can choose either basic cover or all-risk cover. All-risk cover also includes damage from accidents that are your own fault, such as dropping or bumping into something. With the updated home contents insurance, you have the following choices:
If you see one or more types of cover on your policy that you want to change, please feel free to contact us.
The date when you took out your old home contents insurance appears on your old policy. If you click on the date that applies to you, you will see an overview with the differences between the old and new home contents insurance:
In the Netherlands, your belongings in your home are insured with a guarantee against underinsurance. Regardless of the value of your household effects at the time of damage. For some events, different amounts apply in your home:
Check the policy and the conditions to see which maximum amounts apply for certain items and events.
In some cases, you have a standard policy excess:
If you only have glass damage an excess will never be charged, not even in the event of all-risk claims involving glass.
There is also no excess in the event of theft damage, not even in big cities. You will find a complete excess list on your policy schedule.
If you have a claim on your ABN AMRO Home Contents insurance and ABN AMRO Home Insurance only one standard excess of € 220 or € 100 will be charged. It is possible to choose an optional excess of € 100, € 200 or € 500. This excess is added to a standard excess in the event of a claim. With an optional excess, you receive a premium discount. If you want this please feel free to contact us.
The premium for your home insurance has changed. That is because your premium is calculated in a different manner. The calculation takes account of more factors that affect the risk and premium. You will find your new premium on the new policy that you will receive from ABN AMRO Verzekeringen.
If you have three or more insurance policies with ABN AMRO, you can receive a package discount for the home insurance. This package discount is included in your premium. You will no longer receive the following discounts
You will no longer receive these discounts because we want to offer all clients a premium that aligns with the risk. The commission has been reduced to 20%. For more information, refer to the information sheet on non-life insurance policies.
The Extra Extensive cover is now called basic cover. With the new home contents insurance, you can choose either basic cover or all-risk cover. All-risk cover also includes damage from accidents that are your own fault, such as dropping or bumping into something. With the updated home contents insurance, you have the following choices:
If you see one or more types of cover on your policy that you want to change, please feel free to contact us.
The date when you took out your old home contents insurance appears on your old policy. If you click on the date that applies to you, you will see an overview with the differences between the old and new home contents insurance:
An unlimited guarantee against underinsurance always applies in the event of damage to your home. That is why you will not find a reinstatement value on your policy schedule.
An underinsurance guarantee prevents you from being insured for too low an amount so there’ll be no unwelcome surprises in the case of damage.
In some cases, you have a standard policy excess:
If you only have glass damage an excess will never be charged, not even in the event of all-risk claims involving glass. If you have a claim on your ABN AMRO Home Insurance and ABN AMRO Home Contents Insurance only one standard excess of € 220 or € 100 will be charged.
It is possible to choose an optional excess of € 100, € 200 or € 500. This excess is added to a standard excess in the event of a claim. You will then receive a premium discount. If you want this please feel free to contact us.
