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As of 1 November 2026, some of the Investment Conditions will change.

• We are changing the way we record knowledge and experience for investment accounts with more than one person and how we assess orders against that knowledge and experience. As a result, several articles in the General Investment Conditions relating to knowledge and experience will be updated.

• We have also made a number of minor wording improvements and clarifications. These changes ensure that the Investment Conditions are fully up to date.

As of 1 November 2026, the Options Conditions will also be changed.

• We have adjusted the approval process for a written call option when you already own the underlying shares. From now on, these shares will immediately count as cover for the written call option.

• The minimum threshold for automatically exercising domestic options that are "in the money" at expiry will change from 2% to 5% in the money.

You can find the amended articles in the Change document Investment Conditions (PDF, 360 KB) and in the Change document Options Conditions (PDF, 133 KB) .

You can already view the new Investment Conditions (PDF, 1 MB) and the new Options Conditions (PDF, 133 KB) here.

• Investment Conditions (PDF, 554 KB)
• Contents and glossary Investment Conditions (PDF, 151 KB)
• General Investment Conditions (PDF, 788 KB)
• Investor Giro Conditions (PDF, 84 KB)
• Investment Appendix (PDF, 231 KB)
• Portfolio Management Conditions (PDF, 94 KB)

• Voorwaarden Vermogensbeheer
• Voorwaarden Opties 
• Voorwaarden Overstapservice (PDF, 62 KB)

• Mijn Dealingroom voorwaarden (PDF, 797 KB)

• Sustainability Risk Management Framework (PDF, 389 KB)
• Sustainability Risk Policies EN (PDF, 387 KB)

• Yearly reviews order execution