Transfer money abroad
Do you want to transfer money to a bank account outside the SEPA region or in a currency other than the euro? Then, you will mostly need an IBAN and BIC. The IBAN is the International Bank Account Number belonging to the recipient to whom you want to transfer money. Instead of IBAN and BIC, you can sometimes choose the combination of bank code and (local) account number.
For a credit transfer to a bank account held at a bank outside SEPA, you always need the BIC of that specific bank. Ask the recipient to provide you the BIC. Does the recipient not know it? Use Swift’s online BIC search tool.
Suggestion: enter as many search criteria as possible in order to quickly find the right BIC. Do you get multiple results? Ask the recipient to check with their own bank which BIC must be used for a credit transfer.
International credit transfer via Internet Banking or Access Online
Via Internet Banking or Access Online, you can transfer money to a bank account outside SEPA or in a currency other than the euro, at any given moment. You no longer need to enable the international credit transfer setting in Internet Banking. In the credit transfer initiation screen you simply select the recipient’s country and, if applicable, another currency. You will then automatically see what additional data need to be entered for this credit transfer. These data can differ per country. See the country-specific guidelines and instructions.
Do you want to receive money from abroad?
The payer might ask you for your IBAN and BIC. You can find your IBAN on your debit card or in the bank account overview in the ABN AMRO app, Internet Banking or Access Online.
ABN AMRO’s BIC is ABNANL2A.
Country-specific guidelines and instructions
Restrictions
Restrictions apply for credit transfers to certain countries, which means that credit transfers are not possible, or are processed with a delay. The restrictions may be imposed by the Dutch government, by a different country, by us or by another bank.
To find out more, check the Sanctions measures foreign countries page.
Frequently asked questions
How can the costs of a transfer in a currency other than the euro or a transfer outside SEPA be divided?
You can choose how ABN AMRO settles the costs for these transfers:
- Shared costs: the payer and receiver each pay the costs of their own bank. This is the most chosen option
- All costs for the payer: all costs are the responsibility of the payer. You also pay the costs of the receiver's bank
- All costs for the receiver: the receiver pays all costs
For transfers to a country within the
View the fees for all the information.
How long does an international credit transfer take?
How long it will take for the money to be credited to the recipient’s account depends on several aspects, such as the currency, the time of the day when you submit your credit transfer instruction and whether or not a currency conversion is required.
View the processing times for payments and details per currency .
My credit transfer did not yet reach the recipient. What can I do?
A transfer to a recipient outside the SEPA area or in a currency other than the euro may take slightly longer, as more banks may be involved. In general, the amount is credited to the recipient’s account within three business days.