Current interest rates and balance classes

View the current interest rates here.

Savings account	Balance class	Maximum interest	Basic interest	Bonus interest
Private Banking Spaarrekening	€ 0 up and to € 500.000	1.35%	1.35%	n/a
	> € 500.000	1.45%	1.45%	n/a
Private Banking Beleggingsrekening*	€ 0 up and to € 500.000	1.35%	1.35%	n/a
	€ 500.000 up and to € 1.200.000	1.45%	1.45%	n/a
	> € 1.200.000	0.00%	0.00%	n/a
Quarterly Savings	All balance classes	1.30%	0.75%	0.55%
Time Lock Savings	All balance classes	1.40%	1.40%	n/a
Business Time Lock Savings	All balance classes	1.40%	1.40%	n/a
Beleggers Liquiditeitenrekening	€ 0 up and to € 500.000	1.35%	1.35%	n/a
	> € 500.000	1.45%	1.45%	n/a
Private Banking Zakelijk Sparen	€ 0 up and to € 500.000	1.35%	1.35%	n/a
	> € 500.000	1.45%	1.45%	n/a

Charitas Spaarrekening	€ 0 up and to € 500.000	1.35%	1.35%	n/a
	> € 500.000	1.45%	1.45%	n/a
Vermogens Spaarrekening**	€ 0 up and to € 500.000	1.25%	1.25%	0.00%
	€ 500.000 up and to € 1.000.000	1.45%	1.45%	0.00%
Direct Sparen	€ 0 up and to € 500.000	1.25%	1.25%	n/a
	€ 500.000 up and to € 1.000.000	1.45%	1.45%	n/a
Beleggers Spaarrekening	€ 0 up and to € 500.000	1.25%	1.25%	n/a
	€ 500.000 up and to € 1.200.000	1.45%	1.45%	n/a
KinderToekomst Spaarrekening	€ 0 up and to € 1.000.000	1.40%	1.25%	0.15%
Schenken met Beheer Spaarrekening	€ 0 up and to € 1.000.000	1.40%	1.25%	0.15%
Royaal Rekening**	€ 0 up and to € 1.000.000	1.40%	125%	0.15%

*No interest is paid above this balance class.
**This savings account can no longer be opened.

For information about how the bonus interest works, please refer to the webpage for the relevant savings account.

_{These interest rates are valid as of 29 September 2026.}

Current accounts

Current account	Interest
Current Account in Euro	0.00%
Young Person’s Growth Account	0.00%

_{These interest rates are valid as of 1 April 2020 and are annual effective rates.}

_{These interest rates are valid as of October 7 2026 and are annual effective rates.}