SEPA Countries
Overview of all participating countries
The Single Euro Payments Area consists of all European Union countries, supplemented by a number of additional countries.
Overview SEPA countries
Albania | Hungary | Poland |
Andorra | Iceland | Portugal*** |
Austria | Ireland | Romania |
Belgium | Italy | San Marino |
Bulgaria | Latvia | Slovakia |
Croatia | Liechtenstein | Slovenia |
Cyprus | Luxembourg | Spain**** |
Czech Republic | Malta | Sweden |
Denmark | Moldova | Switzerland |
Estonia | Monaco | United Kingdom***** |
Finland* | Montenegro | Vatican City |
France** | Netherlands | |
Germany | North Macedonia | |
Greece | Norway |
* including Åland islands
** including French Guyana, Guadeloupe, Martinique, Mayotte, Réunion, Saint Barthélemy, Saint Martin and Saint Pierre et Miquelon
*** including Azores and Madeira
**** including Canary Islands, Ceuta and Melilla
***** including Gibraltar, Guernsey, Jersey, Isle of Man and Northern Ireland
Transferring money to another country?
Are you transferring money to a country outside the SEPA area? For these countries, you need a BIC. You will receive the BIC from the person you are transferring money to. Sometimes you will also need additional information.