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SEPA Countries

Overview of all participating countries

The Single Euro Payments Area consists of all European Union countries, supplemented by a number of additional countries.

Overview SEPA countries

AndorraGreecePoland
AustriaHungaryPortugal**
BelgiumIcelandRomania
BulgariaIrelandSan Marino
CroatiaItalySlovakia
CyprusLatviaSlovenia
Czech RepublicLiechtensteinSpain***
DenmarkLuxembourgSweden
EstoniaMaltaSwitzerland
FinlandMonacoUnited Kingdom****
France*NetherlandsVatican City
GermanyNorway 

* including French Guyana, Guadeloupe, Martinique, Mayotte, Réunion, Saint Barthélemy, Saint Martin and Saint Pierre et Miquelon
** including Azores and Madeira
*** including Canary Islands, Ceuta and Melilla
**** including Gibraltar, Guernsey, Jersey, Isle of Man and Northern Ireland

Transferring money to another country?

Are you transferring money to a country outside the SEPA area? For these countries, you need a BIC. You will receive the BIC from the person you are transferring money to. Sometimes you will also need additional information.