Bulk channels
The solution for bulk payment transactions
- Your transactions processed immediately
- Reduce your operational costs
- Simplify your reconciliation process
Connect your system through our bulk channels for a secure and direct link to ABN AMRO. File uploads and transaction processing are handled automatically.

We offer four solutions
Access Direct OpenLInk
Connect your system to one or more banks with Access Direct OpenLink. This solution supports large-scale payment transactions and reporting. You'll gain access to ABN AMRO's network and payment solutions, and you can also manage other banks through this system. Your files are processed automatically, reducing operational costs and optimising investments, such as in ERP systems.
SWIFT FIN
FIN is SWIFT's primary 'store-and-forward' messaging service. It validates messages according to SWIFT standards. Your messages are monitored, prioritised, and stored, allowing for easy retrieval. The system features a distributed architecture with built-in redundancy, ensuring maximum availability.
SWIFT FileAct
FileAct supports custom solutions for market infrastructure communities, closed user groups, and financial institutions. It is particularly suitable for bulk payments and End-Of-Day/Intraday reporting, as well as other purposes like central bank reporting and intra-institutional reporting.
EBICS
The Electronic Banking Internet Communication Standard (EBICS) is a transmission protocol for Electronic Banking communication. In Germany, EBICS has become the market standard for such communications. Our EBICS offering is suitable only for German and Dutch clients.
Which solution do you choose?
In this table, you can see the differences between the various solutions.
Product | Access Direct OpenLink | SWIFT FIN | SWIFT FileAct | EBICS |
---|---|---|---|---|
Suitable for | Large or international companies regularly sending large files or receiving extensive end-of-day reports. | Large or international companies submitting high-value transactions using MT101 and MT103. | Large or international companies regularly sending large files or receiving extensive end-of-day reports. | Large or international companies with an existing EBICS setup through another bank, requiring a direct German relationship. |
File formats | SEPA CT, Non-SEPA CT, SEPA DD | MT101, MT103 | SEPA CT, Non-SEPA CT, SEPA DD | SEPA CT, Non-SEPA CT, SEPA DD, DTAZV |
Reporting | MT940, SAP MT940, MT940 (structured) / MT942, CAMT052 / CAMT053 | MT940, MT942 | MT940 / MT942, CAMT052 / CAMT053 | MT940 (structured) / MT942 (structured), CAMT052 / CAMT053 |
Protocols | SFTP, FTPS | SWIFT network | SWIFT network | EBICS |
Authorisation | Two methods:
| No ABN AMRO software installation required. Business clients use the SWIFT application (SWIFT Alliance Lite). | No ABN AMRO software installation required. Business clients use the SWIFT application (SWIFT Alliance Lite). | No ABN AMRO software installation required. Clients can use standard or custom third-party software for communication and security. |
Security | Secure connection via FTPS or SFTP. Security is optimised during implementation to ensure integrity and authentication. | Utilises SWIFT infrastructure ensuring payment integrity, authentication, and origin non-repudiation. Double file/payment checks and internal checks on sending SWIFT address and client settings. | Utilises SWIFT infrastructure ensuring payment integrity, authentication, and origin non-repudiation. Double file/payment checks and internal checks on sending SWIFT address and client settings. | EBICS requires multiple signature levels. Authentication signatures ensure package integrity, while electronic signatures authenticate payments. |
Implementation and support
Expert implementation is crucial for our cash management solutions. Our implementation managers collaborate closely with your finance and IT departments to ensure maximum efficiency.
Prepare thoroughly for the implementation. Quickly and easily test your SEPA and non-SEPA files using Swift MyStandards. Ensure the files are technically correct so we can process them.
SEPA Transfers and Direct Debits
You can find all the information about SEPA file formats, the ABN AMRO Addenda, and more on the SEPA download page.
Scheduled maintenance
2025 Releases | Go-live Dates |
---|---|
February Release R2502 | 8th Feb 2025 |
March Release R2503 | 8th March 2025 |
April Release R2504 | 12th April 2025 |
May Release R2505 | 10th May 2025 |
June Release R2506 | 14th June 2025 |
July Release R2507 | 12th July 2025 |
August Release R2508 | 9th Aug 2025 |
September Release R2509 | 13th Sep 2025 |
October Release R2510 | 11th Oct 2025 |
November Release R2511 | 8th Nov 2025 |
December Release R2512 | 13th Dec 2025 |