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Testing payment files using SWIFT MyStandards

SWIFT MyStandards, SWIFT’s test portal, lets you check whether payment files comply with the agreed standards. Testing a payment file in advance helps prevent the file from being rejected in Access Online.

How to create a SWIFT account

  1. Visit the SWIFT website

    Go to the SWIFT website.

    SWIFT login page with the option to create a new account.
  2. Create a SWIFT account

    Registration form for creating a SWIFT account.
  3. Confirm your account by clicking the link in the email from registration.request@swift.com

    Confirmation page showing that the request for a SWIFT account has been received.
  4. Set up two-factor authentication the first time you use the account

How to set up MyStandards

  1. Click My Tools and select MyStandards

    My Tools menu with the MyStandards option selected.
  2. Accept the terms and conditions

  3. Click Groups

    MyStandards home page after opening the application.
  4. Search for ABN AMRO

  5. Select ABN AMRO Digital Banking and then Transaction Banking

    Search results in MyStandards for ABN AMRO, showing the ABN AMRO Digital Banking and Transaction Banking groups.
  6. Click Request access

    You will automatically be granted access.

    Transaction Banking group page with the Request access button.
  7. Refresh the page

  8. Click ABN AMRO XML Validation V2

    You’ll now see the ABN AMRO test portal. It’s a good idea to add this page to your browser favourites.

    ABN AMRO XML Validation V2 test portal with the validations available for payment files.

Important before testing an XML file

  • It’s best to use the latest file formats: 
    - pain.001.001.09 for credit transfers 
    - pain.008.001.08 for direct debits
  • Anonymise test files before uploading them to MyStandards. 
  • You can also download the XSD from MyStandards to test files locally. 

The following data doesn’t need to be anonymised:

  • Account number / IBAN
  • Chamber of Commerce (KvK) number
  • BC number
  • Cadastral number
  • Contract number

How to test a SEPA or non-SEPA XML file

  1. Click Test

    ABN AMRO XML Validation V2 test portal with the validations available for payment files.
  2. Upload the XML file you want to test

    ABN AMRO XML Validation V2 test window with options to upload an XML file or ZIP file.
  3. Check the test results

    If the file contains errors, you’ll see the cause of each error and how to resolve it.

    Test results for an XML file, including error messages and explanations of the errors found.