Javascript is required SEPA Credit Transfer Delivery Deadlines - ABN AMRO

SEPA Credit Transfer Delivery Deadlines

For SEPA credit transfers, please take the delivery times into account. There are a number of variants.

With the recipient: immediately

If you see the message 'With the recipient: Immediately' before sending the credit transfer, there will be no delivery deadlines.

  • It does not matter on which day or at which time you submit this SEPA credit transfer, the amount will always be credited to the recipient's account within seconds.

With the recipient: within 1 working day

If you see the message 'With the recipient: Within 1 working day' before sending the credit transfer, you should allow for the following throughput times:

  • These SEPA Credit Transfers delivered on business days before 2.30pm will be processed within 1 business day. The payments will be debited from your account and forwarded to the recipient's bank the same day.

  • These SEPA Credit Transfers delivered on business days before 3pm are processed on a 'best effort' basis. The payments will be debited from your account the same day but sometimes they can only be sent to the recipient's bank the next working day.

  • These SEPA Credit Transfers delivered on business days after 3pm will be debited from your account the same day and then sent to the recipient's bank the next working day.

  • Do you deliver your SEPA Credit Transfers on a day other than a working day? Then, these payments will be debited from your account the same day and then sent to the recipient's bank the next business day. Don’t you want this? Deliver your SEPA Credit Transfers on a working day or indicate on which working day your credit transfers should be processed.

The throughput times shown under 'With the recipient: within 1 working day' apply if you do not see a 'With the recipient' message at all.

For SEPA credit transfer batches that you submit via Internet Banking Business or Access Online Renewed, we check for each individual transaction in the batch whether it can be processed as an instant payment. If that is not possible, the transaction will be forwarded to the recipient's bank as a regular credit transfer. You can see this if you review the details of the individual transaction(s) after uploading the batch.

You can also schedule credit transfers up to 364 days in advance for both single credit transfers and credit transfer batches.