Kostbaarhedenverzekering
ABN AMRO Valuables insurance

Valuables insurance

Your expensive belongings are well insured

ABN AMRO Valuables insurance

  • Excellent claims handling procedure
  • Also covered for damage, loss and theft outside the home
  • Insured for the purchase value or appraised value

Valuables insurance

ABN AMRO's valuables insurance is additional cover you can add to your home contents insurance. If you own expensive audio equipment, for example, or musical instruments, expensive jewellery or works of art, these precious possessions are well insured worldwide with valuables insurance, in your home and when taken outside.

Aansprakelijkheidsverzekering

More information and terms & conditions

Valuables insurance explained

ABN AMRO’s valuables insurance protects your valuables against damage, loss and theft, both in and away from your home. 

Paintings and personal computers are only covered in the home and en route to and from a restorer or repairer.

Who it is for

Valuables insurance may be what you need if you have valuables for which the standard maximum cover of € 7.000. under the home contents insurance is insufficient. This cover is for valuables worth more than € 7.000 and that you take with you away from your home.

You can only take out valuables insurance if you already have ABN AMRO Home contents insurance with us.

What is insured

Your valuables are insured against damage, loss and theft, even outside the home. This insurance covers items like:

  • personal jewellery
  • photo and video equipment
  • musical instruments
  • audio equipment

Paintings and personal computers are only covered in the home and en route to and from a restorer or repairer.

For full details of what is covered, please read the terms and conditions.

Insured amount 

Your cover depends on the value of the item you would like to insure. The value is based on:

  • the purchase invoice (not older than 1 year from the start date of the insurance policy)
  • the appraisal report (not older than 3 years from the start date of the insurance policy)

We may ask to see the purchase invoice or appraisal report when you make a claim.

Not insured

You are never covered for losses that arise:

  • because you failed to observe the usual precautions
  • through wear and tear or normal use, even when this results in defacement
  • due to an inherent defect in the item or the item failing to work. Please note: damage due to fire, lightening, explosion or overflowing/leaking water is covered
  • due to intent, serious negligence or an illegal activity on your part.

Mobile phones are not covered.

For full details of what is covered, please read the terms and conditions.

Excess

No excess applies.

Fees

Premium

Your premium depends on the amount of cover you wish to have for your valuables.

Commission

ABN AMRO Bank N.V. provides personal customers with non-life insurance products and advises them on behalf of ABN AMRO Schadeverzekering N.V. ABN AMRO Bank N.V. receives a fee for this. Read the Non-Life Insurance Information Sheet (Informatieblad Schadeverzekeringen)to find out more about our services.

Policy fee

You are given one policy for each type of insurance. You will be charged a policy fee once only. The policy fee is €4.39 (including insurance tax). You need ABN AMRO home contents insurance in order to take out ABN AMRO valuables insurance, so you will not be charged an additional policy fee for the latter.

Insurance tax

You will be charged 21% insurance tax on the premium and other costs.

Package discount

If you take out more than 3 insurance policies with ABN AMRO, you will qualify for a 5% package discount.

Submitting a claim

You can submit claims for stolen, lost or damaged valuables in writing or by telephone.

Amending your policy

If you would like to make changes to your policy, please call 0900 - 00 24 (usual call charges apply).

Cancellation

You can cancel the insurance policy at any time without giving a reason.

You can cancel your policy free of charge within 14 days of taking it out. Simply send the policy to the following address (no stamp required):

ABN AMRO Verzekeringen

Antwoordnummer 9000

8000 VB Zwolle

Policy commencement

You can choose the start date of your policy yourself, though this cannot be a date prior to the date you take out the insurance.

What we do with your data

You can read about what we do with your personal data in our privacy statement.

More information and terms & conditions

ABN AMRO’s valuables insurance protects your valuables against damage, loss and theft, both in and away from your home. 

Paintings and personal computers are only covered in the home and en route to and from a restorer or repairer.

Valuables insurance may be what you need if you have valuables for which the standard maximum cover of € 7.000. under the home contents insurance is insufficient. This cover is for valuables worth more than € 7.000 and that you take with you away from your home.

You can only take out valuables insurance if you already have ABN AMRO Home contents insurance with us.

Your valuables are insured against damage, loss and theft, even outside the home. This insurance covers items like:

  • personal jewellery
  • photo and video equipment
  • musical instruments
  • audio equipment

Paintings and personal computers are only covered in the home and en route to and from a restorer or repairer.

For full details of what is covered, please read the terms and conditions.

Insured amount 

Your cover depends on the value of the item you would like to insure. The value is based on:

  • the purchase invoice (not older than 1 year from the start date of the insurance policy)
  • the appraisal report (not older than 3 years from the start date of the insurance policy)

We may ask to see the purchase invoice or appraisal report when you make a claim.

You are never covered for losses that arise:

  • because you failed to observe the usual precautions
  • through wear and tear or normal use, even when this results in defacement
  • due to an inherent defect in the item or the item failing to work. Please note: damage due to fire, lightening, explosion or overflowing/leaking water is covered
  • due to intent, serious negligence or an illegal activity on your part.

Mobile phones are not covered.

For full details of what is covered, please read the terms and conditions.

No excess applies.

Premium

Your premium depends on the amount of cover you wish to have for your valuables.

Commission

ABN AMRO Bank N.V. provides personal customers with non-life insurance products and advises them on behalf of ABN AMRO Schadeverzekering N.V. ABN AMRO Bank N.V. receives a fee for this. Read the Non-Life Insurance Information Sheet (Informatieblad Schadeverzekeringen)to find out more about our services.

Policy fee

You are given one policy for each type of insurance. You will be charged a policy fee once only. The policy fee is €4.39 (including insurance tax). You need ABN AMRO home contents insurance in order to take out ABN AMRO valuables insurance, so you will not be charged an additional policy fee for the latter.

Insurance tax

You will be charged 21% insurance tax on the premium and other costs.

Package discount

If you take out more than 3 insurance policies with ABN AMRO, you will qualify for a 5% package discount.

You can submit claims for stolen, lost or damaged valuables in writing or by telephone.

If you would like to make changes to your policy, please call 0900 - 00 24 (usual call charges apply).

You can cancel the insurance policy at any time without giving a reason.

You can cancel your policy free of charge within 14 days of taking it out. Simply send the policy to the following address (no stamp required):

ABN AMRO Verzekeringen

Antwoordnummer 9000

8000 VB Zwolle

You can choose the start date of your policy yourself, though this cannot be a date prior to the date you take out the insurance.

You can read about what we do with your personal data in our privacy statement.

Good reasons to take out ABN AMRO valuables insurance

Covered worldwide

Your photo and film equipment or your jewellery is covered worldwide, even outside the home.

Purchase value or appraised value

Your valuables are insured for their purchase value or their appraised value.

Personal contact for claims

At ABN AMRO, we make sure you have one personal contact who will take care of your entire claim for you.

Also of interest

Home contents insurance

  • Covers you against fire, burglary and storms 
  • 24/7 assistance if you need to make a claim 
  • Never under-insured

Legal expenses insurance

  • Legal assistance in the event of a dispute
  • Choose your own cover
  • 24/7 expert assistance

Liability insurance

  • Insure yourself and your family
  • No excess as standard
  • From as little as €3.51 a month