Pinsparen
Save as you spend

Pinsparen

Save as you spend

Save as you spend

  • Spending is saving
  • Set your own limit
  • Saving 1%, 5% or 10%

Set money aside effortlessly

Save as you spend (Pinsparen) allows you to set money aside automatically every time you use your debit card. You can decide your own maximum daily savings amount. Saving money has never been this easy. Interested? Contact us now.

Spending is saving

Reach your savings goal without effort! Every time you use your debit card in the Netherlands, a fixed percentage is transferred from your current account to your savings account.

Set your own limit

You can decide your own maximum savings amount per day and minimum amount for your current account. You cannot save as you spend if you have negative funds.

Save 1%, 5% of 10%

You can choose to save 1%, 5%, or 10%. When you spend € 100 and save 5%, € 105 will be deducted from your account: € 100 for your purchase and € 5 for your savings.

More information

How it works
  • Choose a percentage: 1%, 5% or 10% of the amount you spend.
  • Choose a current and savings account. The current and savings account must have the same account holder. This means that you cannot transfer the amount saved from your current account to, for instance, a joint account.
  • Set the minimum balance that you want to keep in your current account. You will only save if the amount in your current account is higher than the minimum balance. The minimum balance for Pinsparen is always € 0 or higher.
  • Set a maximum savings amount. If the total amount saved is higher than your maximum savings amount, you will save up to the maximum amount. You never save more than the maximum amount. You do not have to set a maximum savings amount.
Example

When you decide to save 5% of you payments with your debit card and you pay € 25 using your card, € 26.25 will be transferred of which € 1.25 is added to your savings.

Apply for Pinsparen

You can apply for Pinsparen if you have a current account and a savings account with ABN AMRO. Contact us by calling 0900 - 81 70 (standard call charges). From outside the Netherlands, call +31 10 - 241 17 23. 

If you don't have a ABN AMRO current account you can apply for a package now. 

If you don't have savings account with ABN AMRO, you can open one online. Or call us at 0900 - 81 70 (standard call charges). From outside the Netherlands, call +31 10 - 241 17 23.

Change or end Pinsparen

Would you like to change or end your Pinsparen? Call us at 0900 - 81 70 (standard call charges). From outside the Netherlands, call +31 10 - 241 17 23.

Terms and conditions
  • Only the following accounts can be used for Pinsparen: Direct Savings, Direct Quarterly Savings, Capital Savings Account, Investment Savings Account.
  • A business account cannot be used for Pinsparen.
  • You cannot save as you spend if you have negative funds.

More information

  • Choose a percentage: 1%, 5% or 10% of the amount you spend.
  • Choose a current and savings account. The current and savings account must have the same account holder. This means that you cannot transfer the amount saved from your current account to, for instance, a joint account.
  • Set the minimum balance that you want to keep in your current account. You will only save if the amount in your current account is higher than the minimum balance. The minimum balance for Pinsparen is always € 0 or higher.
  • Set a maximum savings amount. If the total amount saved is higher than your maximum savings amount, you will save up to the maximum amount. You never save more than the maximum amount. You do not have to set a maximum savings amount.

When you decide to save 5% of you payments with your debit card and you pay € 25 using your card, € 26.25 will be transferred of which € 1.25 is added to your savings.

You can apply for Pinsparen if you have a current account and a savings account with ABN AMRO. Contact us by calling 0900 - 81 70 (standard call charges). From outside the Netherlands, call +31 10 - 241 17 23. 

If you don't have a ABN AMRO current account you can apply for a package now. 

If you don't have savings account with ABN AMRO, you can open one online. Or call us at 0900 - 81 70 (standard call charges). From outside the Netherlands, call +31 10 - 241 17 23.

Would you like to change or end your Pinsparen? Call us at 0900 - 81 70 (standard call charges). From outside the Netherlands, call +31 10 - 241 17 23.

  • Only the following accounts can be used for Pinsparen: Direct Savings, Direct Quarterly Savings, Capital Savings Account, Investment Savings Account.
  • A business account cannot be used for Pinsparen.
  • You cannot save as you spend if you have negative funds.