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Save as you spend

Pinsparen

Save as you spend

Pinsparen

  • Set money aside every time you use your debit card

  • Save 1, 5 or 10%

  • You set the limit

Setting money aside is as easy as spending it

As easy as it is to use your debit card, as hard it can be to set money aside. That's why we have introduced the Save as you spend plan (Pinsparen): set money aside effortlessly every time you use your debit card. Every purchase you make helps, including your daily grocery shopping. Fatten up your savings account at the butcher's, or buy a bouquet of flowers and watch your savings account burgeon.

Boodschappen
laptop met video over pinsparen

This is how it works

Save as you spend (Pinsparen) is as easy as using your debit card and as effective as setting money aside. Every time you use your debit card in the Netherlands to shop or withdraw money from an ATM, a fixed percentage is transferred from your current account to your savings account. You cannot save as you spend if your account is in the red.

Watch the video: This is how it works (Dutch only)

Save 1, 5 or 10%

You can choose to set aside 1%, 5%, or 10% of the amount you spend. If you spend €100 and set aside 5%, €105 will be deducted from your current account: €100 for your purchase and €5 for your savings account. If you make several purchases, the amounts that you save will be transferred to your savings account as a lump sum on the following day. You can shop and withdraw money like you always do and set money aside at the same time.

Use your debit card and save the way you want to

You can set a maximum savings amount per day. You will save for every purchase until this amount has been reached. You can also set a minimum amount for your current account. You will save as you spend until your current account reaches the amount specified. Your current account will never be in the red. Your current account must have a balance of at least €0 in order for you to save as you spend.

Purchase amount: You set aside 1% You set aside 5% You set aside 10%
€ 25,- + € 0,25
to your savings account
+ € 1,25
to your savings account
+ € 2,50
to your savings account
€ 50,- + € 0,50
to your savings account
+ € 2,50
to your savings account
+ € 5,-
to your savings account
€ 100,- + € 1,-
to your savings account
+ € 5,-
to your savings account
+ € 10,-
to your savings account

All facts in one overview Read the facts

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Before you know it, it's yours

Save automatically

Sparen zonder dat u er omkijken naar heeft

Make saving easy with Automatic Savings. All you have to do is set up one order to save automatically and set aside a nice sum without even noticing.