Home Insurance

Any damage will be quickly repaired.

Home Insurance covers you against any loss or damage caused to your home as a result of, for example, fires, storms or lightning.
 

Specifications

Cover includes

Damage caused by, among other things, fire, scorching, lightning strike, explosion, break-in, storm, aircraft, collisions.

Exclusions

Damage arising from earthquakes, nuclear reactions, acts of war or flooding.

Inclusive

Alternative accommodation, cleaning-up costs, chiselling and demolition required to trace leaks.

Free damage repair service
  • ABN AMRO calls in a repair service
  • Payment is made directly by ABN AMRO to the repair contractor
  • Repairs are guaranteed
  • Emergency repairs within 2 hours
Sums insured Based on reconstruction value. Foundations may be included in the cover if required.
Home guarantee If you use the reconstruction value calculator, you are entitled to a Home Guarantee (guarantee against underinsurance). Ask your consultant for more information.
Premium

Dependent on the sum to be insured and the type of construction of your property. If you have taken out an ABN AMRO mortgage, you receive an extra 20% discount. To calculate your premium, please contact the Expat Account team or your ABN AMRO branch.

Policy charges € 3.63 on taking out your first package insurance.
Collection charges € 0.57 for each premium due date. For each collection, the total premium over all accounts is collected in one go.
Insurance tax 9,7% on premium and charges.
Excess In general, no excess applies. In the case of storm damage there is an excess of 2 promille of the insured sum, with a minimum of € 226,- and a maximum of € 453,-. 
Extra insurance options

It is possible to take out additional glass and foundations insurance. In addition, you can include a supplementary payout of 10% in the cover.

Terms and conditions (pdf)
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