Term Life Insurance

After your death, Term Life Insurance quickly pays out the insured sum to your family.

Specifications

Cover includes	Payout in the event of death.
Sums insured	Minimum € 5,000
Payout of insured sum	Immediately after the death of the person insured within the term of the insurance.
Premium	Dependent on the sum insured, the term and form of the insurance, the age, gender and the smoking behaviour of the insured person(s).
Term	Level insurance: Minimum term is 1 year Premiums to be paid up to and including the year in which (one of) the insured person(s) reaches the age of 75 Decreasing insurance: Minimum term is 5 years Premiums to be paid at the latest up to and including the year in which (one of) the insured person(s) reaches the age of 75.
Extra insurance options	Waiver of premium in the event of incapacity to work.
Tax information	The premiums for this insurance are not tax deductible under Dutch tax laws. The payout in the event of death is exempt from Dutch capital gains tax. Check with your tax advisor for information on your personal situation.
Terms and conditions (pdf)	Shared Conditions for insurance products Clauses Sheet Terrorism Cover Damage, Healthcare and Income insurance Advice Sheet (in Dutch)

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