Car Insurance

ABN AMRO Car Insurance will cover not only the damage you cause, but also any damage you suffer yourself.

 

Specifications

Cover includes

Third-party liability:

  • Legal liability

  • Liability for damage by a towed caravan or trailer and the cost of assistance after an accident in the Netherlands or abroad

Extra cover

Partly and fully comprehensive:

  • No loss of no claims discount if your car is stolen
  • If your car is stolen you will receive € 12.50 a day (for up to thirty days)
  • Free damage repair service
  • Custom accessories are covered free of charge for up to € 750        
Extra insurance options
  • Legal assistance insurance
  • Passenger accident insurance
  • Breakdown service in the Netherlands
  • Breakdown service abroad        
Compensation in the event of write-off

Compensation in the event of write-off – third-party + partly or fully comprehensive. Age of car: 

  • up to 1 year: replacement value 
  • between 1 and 3 years: depreciation regime based on the original value when new (this does not apply to accessories) 
  • older than 3 years: current market value           
Second family carSpecial rates available for second family cars. The same premium discount of up to 75% applies as for the first car. These rates only apply to second cars.
Damage repair service

If you use one of the 400 garages selected by ABN AMRO, you will enjoy the following benefits: 

  • free courtesy car during repairs 
  • repairs carried out are guaranteed 
  • the bill is paid directly by ABN AMRO to the garage 
  • standard excess of € 150 is waived (also applies to any window damage you have repaired at  AuTotaalglas)
  • reduced excess of € 75 for the replacement of a window after window damage.                         
Compulsory excess

€ 150 in the event of damage to the car.
If the insured damage to your car is repaired by one of the repair services who have been approved by ABN AMRO, you do not pay any excess. If you have a window replaced by one of these companies, you pay an excess of € 75.
In the event of (attempted) theft, break-in or joyriding, no excess is payable if the car is equipped with an SCM class 1 or class 3 security system. Class 1 or 3 is dependent on the catalogue value of the car. If no SCM class 1 or 3 system is fitted, in the event of (attempted) theft, break-in or joyriding, an excess is payable in the amount of 2.5% of the original catalogue value or € 375, whichever is the higher. As an ABN AMRO client you can get a discount on an SCM security system. For your nearest Clifford dealer please visit www.clifford.nl.

Premium discount

If you have three or more ABN AMRO package insurance policies, you qualify for a premium discount.

Terms and conditions

The Shared Conditions for insurance products, the Car Insurance terms and conditions, the Clauses Sheet Terrorism Cover and the Damage, Healthcare and Income insurance Advice Sheet (in Dutch) are available for downloading in handy pdf format.      

Policy charges

€ 8.25, including RDW (Road Traffic and Transport Authority) registration costs

Collection charges

€ 0.57 for each premium due date. For each collection (the total premium over all accounts is collected in one go).

Insurance tax

9,7% on premium and charges