Flexible Credit

More about the Flexible Credit

Personal Advice

These pages contain general information on Flexible Credit which is not intended as advice. Would you like to apply for Flexible Credit straightaway, or would you prefer to discuss your personal credit requirements first? Drop by at one of our branches or make an appointment, or call us on 0900 - 00 24 (€ 0.10 per minute).

Specifications

Form of credit	Continuous credit, extent of credit from € 5,000 to € 50,000
Maximum age	When arranging credit: 69
Withdrawals	Direct via the Internet, bank card, PIN or transfer. Over the counter at an ABN AMRO branch.
Repayments	You can choose between a fixed or a variable monthly amount. This amount consists of interest and repayment. In principle, the monthly instalment is equivalent to 2% of the limit. Other monthly amounts are also possible. Extra repayments are possible at any time and are free of charge.
Reduction of limit	After your 65th birthday the limit is lowered each month, so that you have repaid the loan before your 75th birthday.
Debt cancellation	If you die before the age of 75, the outstanding balance up to a maximum of € 25,000 will be written off, on condition that the account is not in arrears.
Options and interest rates	Drop by at one of our branches or call the Expat Account Team for more information.
Credit registration	We carry out credit checks and register credit with the Central Credit Registration Office (BKR) in Tiel.
Credit brochure	A credit brochure is available for this product. You can download the credit brochure (in Dutch) here and/or request a copy by calling 0900 - 00 24 (€ 0.10 per minute).

Due to major maintenance work, Internet Banking, iDEAL, Mobile Banking and the Saldo App will be unavailable Sunday between 1.00 a.m. and 7.00 a.m. We apologise for any inconvenience.