Repayment Mortgage

Repayment Mortgage

Low net monthly payments at the start of the term, and you gradually pay off your mortgage month by month.

Personal Advice

General information given here about the Repayment Mortgage is not intended as advice. If you want personal mortgage advice, please drop by at one of our branches or make an appointment, or call us on 0900 - 00 24 (€ 0.10 per minute).

 

Specifications

RepaymentIf you take out a Repayment Mortgage, you pay off a part of your loan each month, but this is not a fixed amount. At the beginning of the term, you repay relatively little of the loan and a large amount of interest. And by the end of the term, you repay a large amount of the loan and much less interest. Because you pay less and less interest during the term and tax benefits decrease, net mortgage costs increase during the term of the mortgage.
Maximum mortgage

125% of the liquidation value of your house or 110% of development costs (in the case of new houses).

Interest

You can choose from a number of different .

National Mortgage Guarantee

Is the purchase price of your home, including additional costs, no more than € 350,000? You can apply for the National Mortgage Guarantee.

Term

10 to 30 years

Interest tax relief

Mortgage interest relief applies only to the purchase, renovation or improvement of your own, primary home, and is limited to a period of 30 years.