Credit cards

The ABN AMRO Credit Card (in collaboration with MasterCard) is extremely easy to use and gives you considerable extra spending power.

 

Specifications

Read all about the ABN AMRO Credit CardCredit Card Manual (pdf, 1,30 mb)
Read all about the ABN AMRO Gold CardGold Card manual (pdf, 311 kb)
Credit Limit

Credit Card: Standard € 2,500 a month (can be increased)
Gold Card: Standard € 5,000 a month (can be increased)

Minimum net monthly income

€ 1,150. For the Gold Card the minimum is € 1,250 a month. 

ChargesView the credit card charges in the Overview of personal banking fees.
Liability in the event of theft or loss

You are not liable in the event of theft or loss, provided you report it immediately. See also:

Theft or loss

In the event of theft or loss: in the Netherlands: 020 - 660 06 11 (local rate), from outside the Netherlands: +31 20 660 06 11. 

Replacement card

In the event of the loss or theft of your card abroad, you will receive a replacement card within 48 hours in most cases. € 129 will be charged.

Insurance

Purchase insurance
Almost all purchases (including purchases on the Internet) are insured free of charge against loss, theft and damage for 180 days, or even one year (Gold Card). 

Flight delay insurance
In the event of a scheduled flight being delayed by more than 4 hours, when you have paid for your trip with your credit card, you will receive compensation for the necessary expenses for eating and drinking up to a maximum of € 140 for you or your party. 

Baggage delay insurance
In the event of baggage on a scheduled flight being delayed by more than 4 hours / 48 hours or longer, when you have paid for your trip with your credit card, you will receive compensation for the necessary items of clothing and toiletries up to a maximum of € 140 / € 410 for you or your party.  

Motoring legal assistance insurance
(Gold Card) If you pay for a hire car with your Gold Card, the costs of legal assistance in the event of an accident are insured up to a maximum of € 5,000. For Europe and countries around the Mediterranean there is no limit.


Excess cover
(Gold Card) If you pay for a rental car using your Gold Card, the excess in the event of having an accident will be covered automatically, subject to a maximum of € 500,00 per incident.

See also the ABN AMRO Creditcard Insurance Conditions (pdf).

Gold Card Policy excess insurance (Gold Card) If you pay for a hire car with your Gold Card, your excess in the event of damage is automatically insured up to a maximum of € 500 per incident. 
Cancelling your credit cardIf you want to cancel your credit card you can call 020 - 660 06 11 (local rate) or from abroad +31 20 660 06 11. There is a 1 months notice